2013 Chrysler 200 Car Insurance Calculator

Monitor in real-time how different driver and vehicle factors impact the insurance cost for a 2013 Chrysler 200. Make changes to factors like credit rating, policy coverages, and liability limits and watch the impact on your premiums. See instantly how and why rates change based on your selections.

The average estimated car insurance premium for a 2013 Chrysler 200 is $1,516 per year, or about $126 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,516

Cost Per Month

$126

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chrysler 200 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Chrysler 200.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,516
Average Rate
Your Rate
$1,516

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Chrysler 200 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Chrysler 200 is $1,516.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Chrysler 200 vs. the Midsize Car Segment

The table below compares insurance rates for the 2013 Chrysler 200 against all other models in the midsize car segment. The Chrysler 200 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chrysler 200, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chrysler 200.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Chrysler 200 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Legacy$1,254-$262
2Suzuki Kizashi$1,334-$182
3Toyota Camry$1,400-$116
4Mazda 6$1,406-$110
5Honda Insight$1,408-$108
6Buick Verano$1,428-$88
7Honda Accord$1,430-$86
8Buick LaCrosse$1,438-$78
2013 Midsize Car Average$1,476-$40
9Chevrolet Malibu$1,484-$32
10Hyundai Sonata$1,512-$4
11Kia Optima$1,514-$2
12Chrysler 200$1,516--
13Nissan Altima$1,520$4
14Buick Regal$1,530$14
15Dodge Avenger$1,576$60
16Ford Fusion$1,602$86
17Volkswagen Passat$1,736$220

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 200 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Chrysler 200.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Chrysler 200 Insurance Rates by Trim Level
2013 Chrysler 200 Trim Level Annual Premium Cost Per Month
Touring Convertible$1,362$114
Limited Convertible$1,442$120
S Convertible$1,442$120
LX Sedan$1,504$125
Touring Sedan$1,546$129
S Touring Sedan$1,586$132
Limited Sedan$1,626$136
S Limited Sedan$1,626$136

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Chrysler 200 for different driver ages.

2013 Chrysler 200 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,712$476
17$5,421$452
18$4,645$387
19$4,311$359
20$3,250$271
21$3,093$258
22$2,740$228
23$2,323$194
24$2,166$181
25$1,752$146
30$1,598$133
35$1,566$131
40$1,516$126
45$1,436$120
50$1,370$114
55$1,278$107
60$1,282$107
65$1,358$113
70$1,510$126
75$1,832$153
80$2,266$189

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chrysler 200 trim levels.