2020 Chrysler 300 Car Insurance Calculator

Monitor in real-time how choices you make impact the insurance cost for a 2020 Chrysler 300. Experiment with your marital status, location, homeowner status, and credit rating to see the impact on rates. Instantly know if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2020 Chrysler 300 is $2,182 per year, or about $182 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,182

Cost Per Month

$182

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chrysler 300 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Chrysler 300.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,182
Average Rate
Your Rate
$2,182

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Chrysler 300 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Chrysler 300 is $2,182.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Chrysler 300 vs. the Large Car Segment

The table below compares insurance rates for the 2020 Chrysler 300 against all other models in the large car segment. The Chrysler 300 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chrysler 300, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chrysler 300.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Chrysler 300 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Kia Cadenza$2,044-$138
2Chrysler 300$2,182--
3Toyota Avalon$2,206$24
4Chevrolet Impala$2,210$28
2020 Large Car Average$2,275$93
5Nissan Maxima$2,284$102
6Dodge Charger$2,724$542

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 300 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Chrysler 300.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Chrysler 300 Insurance Rates by Trim Level
2020 Chrysler 300 Trim Level Annual Premium Cost Per Month
Touring Sedan$2,006$167
Touring AWD$2,068$172
Limited Sedan$2,194$183
S AWD$2,194$183
S Sedan$2,194$183
Touring Premium AWD$2,194$183
Touring Premium Sedan$2,194$183
C Sedan$2,298$192
Limited AWD$2,298$192

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Chrysler 300 for different driver ages.

2020 Chrysler 300 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,901$658
17$7,641$637
18$6,818$568
19$6,211$518
20$4,741$395
21$4,521$377
22$4,038$337
23$3,315$276
24$3,128$261
25$2,536$211
30$2,322$194
35$2,242$187
40$2,182$182
45$2,040$170
50$1,934$161
55$1,806$151
60$1,812$151
65$1,934$161
70$2,098$175
75$2,482$207
80$3,068$256

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chrysler 300 trim levels.