Chrysler Fiat 500 Car Insurance Calculator

Learn and understand how different driver, vehicle, and coverage options impact the cost of car insurance for a Chrysler Fiat 500. Set options like gender of the driver, whether you're married or single, and the state and city you live in to see how rates are impacted. Instantly discover if and why the choice you make has an impact on insurance rates.

The average estimated car insurance premium for a 2018 Chrysler Fiat 500 is $1,452 per year, or about $121 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,452

Cost Per Month

$121

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chrysler Fiat 500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Chrysler Fiat 500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,452
Average Rate
Your Rate
$1,452

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Chrysler Fiat 500.

The 'Average Rate' is a combined value for all Chrysler Fiat 500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Chrysler Fiat 500 is $1,452.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Chrysler Fiat 500 vs. the Small Car Segment

The table below compares insurance rates for the 2018 Chrysler Fiat 500 against all other models in the small car segment. The Chrysler Fiat 500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chrysler Fiat 500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chrysler Fiat 500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Chrysler Fiat 500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chrysler Fiat 500$1,452--
2Ford Fiesta$1,496$44
3Fiat 124 Spider$1,552$100
4Smart Fortwo$1,570$118
5Mazda 3$1,580$128
6Volkswagen Golf$1,600$148
7Subaru Impreza$1,610$158
8Toyota Yaris$1,614$162
9Chevrolet Spark$1,618$166
10Honda Fit$1,622$170
11Hyundai Accent$1,630$178
12Nissan Sentra$1,760$308
13Nissan Versa$1,768$316
14Honda Civic$1,790$338
2018 Small Car Average$1,814$362
15Toyota Prius$1,850$398
16Volkswagen Beetle$1,868$416
17Toyota Corolla$1,874$422
18Hyundai Ioniq$1,880$428
19Nissan Leaf$1,886$434
20Chevrolet Sonic$1,894$442
21Volkswagen GTI$1,930$478
22Chevrolet Cruze$1,940$488
23Chevrolet Volt$1,972$520
24Volkswagen E-Golf$1,988$536
25Honda Clarity$1,998$546
26Kia Rio$2,014$562
27Ford Focus$2,046$594
28Hyundai Elantra$2,064$612
29Kia Forte$2,072$620
30Volkswagen Jetta$2,078$626
31Toyota 86$2,214$762

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Fiat 500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Chrysler Fiat 500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Chrysler Fiat 500 Insurance Rates by Trim Level
2018 Chrysler Fiat 500 Trim Level Annual Premium Cost Per Month
X Easy 2WD$1,292$108
X Pop 2WD$1,292$108
Pop Convertible$1,352$113
X Easy AWD$1,400$117
X Pop AWD$1,400$117
X Trekking 2WD$1,400$117
X Trekking Plus 2WD$1,400$117
Pop Hatchback$1,424$119
X Lounge 2WD$1,458$122
X Trekking AWD$1,458$122
X Trekking Plus AWD$1,458$122
Abarth Convertible$1,462$122
Lounge Convertible$1,462$122
L Pop 2WD$1,496$125
Lounge Hatchback$1,496$125
Lounge LOUNGE AWD$1,512$126
Abarth Hatchback$1,550$129
L Lounge 2WD$1,552$129
L Trekking 2WD$1,552$129
E Electric Hatchback$1,608$134

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Chrysler Fiat 500 for different driver ages.

2018 Chrysler Fiat 500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,208$434
17$5,014$418
18$4,440$370
19$4,066$339
20$3,102$259
21$2,963$247
22$2,645$220
23$2,194$183
24$2,066$172
25$1,678$140
30$1,544$129
35$1,492$124
40$1,452$121
45$1,364$114
50$1,296$108
55$1,210$101
60$1,212$101
65$1,288$107
70$1,398$117
75$1,652$138
80$2,036$170

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chrysler Fiat 500 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Chrysler Fiat 500.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Chrysler Fiat 500 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2018 Chrysler Fiat 500$1,452$121
2017 Chrysler Fiat 500$1,418$118
2016 Chrysler Fiat 500$1,360$113
2015 Chrysler Fiat 500$1,342$112
2014 Chrysler Fiat 500$1,366$114
2013 Chrysler Fiat 500$1,064$89

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chrysler Fiat 500 trim levels for each model year.