2013 Chrysler Fiat 500 Car Insurance Calculator

Monitor in real-time how changing risk factors affect car insurance rates for a 2013 Chrysler Fiat 500. Ajust options like gender of the driver, whether you're married or single, and the state and city you live in to see how insurance rates are affected. Instantly discover if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2013 Chrysler Fiat 500 is $1,064 per year, or about $89 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,064

Cost Per Month

$89

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chrysler Fiat 500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Chrysler Fiat 500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,064
Average Rate
Your Rate
$1,064

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Chrysler Fiat 500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Chrysler Fiat 500 is $1,064.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Chrysler Fiat 500 vs. the Small Car Segment

The table below compares insurance rates for the 2013 Chrysler Fiat 500 against all other models in the small car segment. The Chrysler Fiat 500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chrysler Fiat 500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chrysler Fiat 500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Chrysler Fiat 500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,032-$32
2Chrysler Fiat 500$1,064--
3Mazda 2$1,084$20
4Nissan Leaf$1,094$30
5Toyota Matrix$1,106$42
6Scion IQ$1,128$64
7Chevrolet Spark$1,192$128
8Kia Rio5$1,242$178
9Hyundai Accent$1,254$190
10Ford Fiesta$1,262$198
11Chevrolet Sonic$1,274$210
12Honda Fit$1,276$212
13Kia Rio$1,300$236
14Nissan Versa$1,306$242
15Toyota Yaris$1,322$258
16Nissan Sentra$1,330$266
17Hyundai Elantra$1,336$272
18Honda CR-Z$1,354$290
19Mazda 3$1,358$294
2013 Small Car Average$1,362$298
20Toyota Corolla$1,364$300
21Honda Civic$1,370$306
22Volkswagen Beetle$1,380$316
23Mazda Mazdaspeed 3$1,432$368
24Volkswagen GTI$1,462$398
25Dodge Dart$1,466$402
26Volkswagen Jetta$1,470$406
27Toyota Prius$1,474$410
28Chevrolet Cruze$1,480$416
29Subaru Impreza$1,484$420
30Kia Forte$1,488$424
31Volkswagen Golf$1,492$428
32Ford Focus$1,496$432
33Volkswagen EOS$1,508$444
34Hyundai Veloster$1,520$456
35Scion FR-S$1,534$470
36Chevrolet Volt$1,598$534
37Scion TC$1,668$604
38Mitsubishi Lancer$1,742$678

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Fiat 500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Chrysler Fiat 500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Chrysler Fiat 500 Insurance Rates by Trim Level
2013 Chrysler Fiat 500 Trim Level Annual Premium Cost Per Month
Pop Hatchback$960$80
C Pop Convertible$986$82
Sport Hatchback$1,000$83
Lounge Hatchback$1,042$87
Sport Turbo Hatchback$1,042$87
Abarth Hatchback$1,080$90
C Lounge Convertible$1,086$91
E Electric Hatchback$1,306$109

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Chrysler Fiat 500 for different driver ages.

2013 Chrysler Fiat 500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$3,790$316
17$3,627$302
18$3,174$265
19$2,926$244
20$2,231$186
21$2,126$177
22$1,896$158
23$1,598$133
24$1,498$125
25$1,224$102
30$1,126$94
35$1,094$91
40$1,064$89
45$1,002$84
50$954$80
55$892$74
60$892$74
65$944$79
70$1,028$86
75$1,216$101
80$1,494$125

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chrysler Fiat 500 trim levels.