2016 Chrysler Fiat 500 Car Insurance Calculator

View in real-time how changes to driver risk factors and vehicle options influence insurance rates for a 2016 Chrysler Fiat 500. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2016 Chrysler Fiat 500 is $1,360 per year, or about $113 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,360

Cost Per Month

$113

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chrysler Fiat 500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Chrysler Fiat 500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,360
Average Rate
Your Rate
$1,360

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Chrysler Fiat 500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Chrysler Fiat 500 is $1,360.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Chrysler Fiat 500 vs. the Small Car Segment

The table below compares insurance rates for the 2016 Chrysler Fiat 500 against all other models in the small car segment. The Chrysler Fiat 500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chrysler Fiat 500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chrysler Fiat 500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Chrysler Fiat 500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$106
2Chrysler Fiat 500$1,360--
3Honda Fit$1,386$26
4Toyota Yaris$1,394$34
5Nissan Versa$1,396$36
6Ford Fiesta$1,408$48
7Subaru Impreza$1,472$112
8Scion IM$1,488$128
9Chevrolet Spark$1,500$140
10Hyundai Accent$1,504$144
11Volkswagen Golf$1,518$158
12Mazda 3$1,538$178
13Scion IA$1,540$180
14Honda CR-Z$1,576$216
15Honda Civic$1,586$226
16Nissan Sentra$1,590$230
17Kia Rio$1,612$252
18Toyota Corolla$1,628$268
2016 Small Car Average$1,636$276
19Nissan Leaf$1,642$282
20Toyota Prius$1,644$284
21Hyundai Veloster$1,650$290
22Chevrolet Sonic$1,668$308
23Volkswagen Beetle$1,694$334
24Volkswagen GTI$1,706$346
25Chevrolet Volt$1,708$348
26Chevrolet Cruze$1,712$352
27Volkswagen EOS$1,716$356
28Kia Forte$1,724$364
29Ford Focus$1,744$384
30Hyundai Elantra$1,760$400
31Scion FR-S$1,778$418
32Mitsubishi Lancer$1,838$478
33Volkswagen E-Golf$1,852$492
34Volkswagen Jetta$1,924$564
35Dodge Dart$1,968$608
36Scion TC$2,022$662
37Toyota Mirai$2,036$676

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Fiat 500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Chrysler Fiat 500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Chrysler Fiat 500 Insurance Rates by Trim Level
2016 Chrysler Fiat 500 Trim Level Annual Premium Cost Per Month
X Pop 2WD$1,100$92
X Easy 2WD$1,196$100
X Lounge 2WD$1,196$100
X Easy AWD$1,244$104
X Lounge AWD$1,244$104
X Trekking 2WD$1,244$104
Easy Hatchback$1,262$105
Pop Hatchback$1,262$105
Sport Hatchback$1,262$105
X Trekking AWD$1,294$108
X Trekking Plus 2WD$1,294$108
E Electric Hatchback$1,326$111
Sport Turbo Hatchback$1,326$111
X Trekking Plus AWD$1,340$112
Lounge Hatchback$1,374$115
Abarth Hatchback$1,422$119
L Pop 2WD$1,426$119
L Easy 2WD$1,474$123
L Trekking 2WD$1,474$123
C Easy Convertible$1,540$128
C Pop Convertible$1,540$128
L Lounge 2WD$1,570$131
C Lounge Convertible$1,636$136
C Abarth Convertible$1,652$138

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Chrysler Fiat 500 for different driver ages.

2016 Chrysler Fiat 500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,915$410
17$4,728$394
18$4,177$348
19$3,826$319
20$2,919$243
21$2,782$232
22$2,481$207
23$2,061$172
24$1,939$162
25$1,574$131
30$1,446$121
35$1,400$117
40$1,360$113
45$1,280$107
50$1,218$102
55$1,136$95
60$1,140$95
65$1,210$101
70$1,318$110
75$1,560$130
80$1,922$160

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chrysler Fiat 500 trim levels.