Chrysler Pacifica Car Insurance Calculator

See in real-time how different driver and vehicle factors impact the insurance cost for a Chrysler Pacifica. Modify choices like policy discounts, Pacifica trim level, driving record, and coverage amounts. Know immediately if your choice increases or decreases premium and learn exactly why.

The average estimated car insurance premium for a 2024 Chrysler Pacifica is $2,314 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,314

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Chrysler Pacifica Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Chrysler Pacifica.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,314
Average Rate
Your Rate
$2,314

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Chrysler Pacifica.

The 'Average Rate' is a combined value for all Chrysler Pacifica trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Chrysler Pacifica is $2,314.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Chrysler Pacifica Segment Comparison

The table below compares insurance rates for the 2024 Chrysler Pacifica against all other models in the midsize minivan segment. The Chrysler Pacifica is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Chrysler Pacifica, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Chrysler Pacifica.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Chrysler Pacifica Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Odyssey$2,138-$176
2Chrysler Pacifica$2,314--
2024 Midsize Minivan Average$2,318$4
3Toyota Sienna$2,398$84
4Kia Carnival$2,422$108

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Pacifica Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Chrysler Pacifica.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Chrysler Pacifica Insurance Rates by Trim Level
2024 Chrysler Pacifica Trim Level Annual Premium Cost Per Month
Touring L$2,140$178
Touring$2,162$180
Touring L AWD$2,196$183
Hybrid Select$2,308$192
Hybrid Road Tripper$2,338$195
Pinnacle$2,344$195
Hybrid S Appearance$2,344$195
Pinnacle AWD$2,372$198
Limited$2,374$198
Hybrid Premium S Appearance$2,378$198
Hybrid Pinnacle$2,406$201
Limited AWD$2,410$201

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Chrysler Pacifica for different driver ages.

2024 Chrysler Pacifica Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,164$680
17$7,925$660
18$7,135$595
19$6,487$541
20$4,985$415
21$4,754$396
22$4,268$356
23$3,497$291
24$3,310$276
25$2,686$224
30$2,472$206
35$2,378$198
40$2,314$193
45$2,164$180
50$2,048$171
55$1,912$159
60$1,916$160
65$2,040$170
70$2,194$183
75$2,574$215
80$3,166$264

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Chrysler Pacifica trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Chrysler Pacifica.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Chrysler Pacifica Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Chrysler Pacifica$2,314$193
2023 Chrysler Pacifica$2,232$186
2022 Chrysler Pacifica$2,144$179
2021 Chrysler Pacifica$1,968$164
2020 Chrysler Pacifica$1,908$159
2019 Chrysler Pacifica$1,808$151
2018 Chrysler Pacifica$1,624$135
2017 Chrysler Pacifica$1,604$134

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Chrysler Pacifica trim levels for each model year.