Dodge Challenger Car Insurance Calculator

View in real-time how changing risk factors impact the insurance cost for a Dodge Challenger. Tailor settings like liability limits, policy deductibles, and driver age to understand how each affects your rate. Immediately discover if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2023 Dodge Challenger is $3,432 per year, or about $286 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$3,432

Cost Per Month

$286

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Challenger Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Dodge Challenger.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$3,432
Average Rate
Your Rate
$3,432

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Dodge Challenger.

The 'Average Rate' is a combined value for all Dodge Challenger trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Dodge Challenger is $3,432.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Dodge Challenger vs. the Sports Car Segment

The table below compares insurance rates for the 2023 Dodge Challenger against all other models in the sports car segment. The Dodge Challenger is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Challenger, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Challenger.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Dodge Challenger Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$2,104-$1,328
2Audi TT$2,364-$1,068
3BMW Z4$2,488-$944
4Subaru WRX$2,508-$924
5Ford Mustang$2,514-$918
6Nissan Z$2,554-$878
7Toyota GR Supra$2,596-$836
8Toyota GR86$2,628-$804
9BMW M2$2,646-$786
10Subaru BRZ$2,740-$692
11Chevrolet Corvette$2,818-$614
12BMW M3$2,876-$556
13Lexus RC F$2,930-$502
14Porsche 718$2,938-$494
15Chevrolet Camaro$2,976-$456
2023 Sports Car Average$3,120-$312
16Mercedes-Benz AMG GT53$3,170-$262
17Jaguar F-Type$3,274-$158
18Porsche Taycan$3,352-$80
19BMW M4$3,390-$42
20Dodge Challenger$3,432--
21Lexus LC 500$3,438$6
22Porsche 911$3,740$308
23Acura NSX$4,236$804
24Audi R8$4,374$942
25Mercedes-Benz SL 55$4,382$950
26Mercedes-Benz SL 63$4,664$1,232

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Challenger Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Dodge Challenger.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Dodge Challenger Insurance Rates by Trim Level
2023 Dodge Challenger Trim Level Annual Premium Cost Per Month
SXT$2,964$247
GT$2,968$247
GT AWD$3,014$251
SXT AWD$3,022$252
R/T$3,220$268
R/T Scat Pack$3,364$280
R/T Scat Pack Widebody$3,452$288
SRT Hellcat$3,604$300
SRT Jailbreak$3,632$303
SRT Hellcat Widebody$3,644$304
SRT Jailbreak Widebody$3,672$306
SRT Hellcat Redeye$3,698$308
SRT Hellcat Redeye Widebody$3,732$311
SRT Super Stock$3,732$311
SRT Super Stock$3,732$311

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Dodge Challenger for different driver ages.

2023 Dodge Challenger Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$12,409$1,034
17$11,989$999
18$10,677$890
19$9,737$811
20$7,435$620
21$7,090$591
22$6,334$528
23$5,214$435
24$4,917$410
25$3,986$332
30$3,652$304
35$3,528$294
40$3,432$286
45$3,212$268
50$3,048$254
55$2,842$237
60$2,850$238
65$3,040$253
70$3,302$275
75$3,912$326
80$4,828$402

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Challenger trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Dodge Challenger.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Dodge Challenger Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2023 Dodge Challenger$3,432$286
2022 Dodge Challenger$3,038$253
2021 Dodge Challenger$2,876$240
2020 Dodge Challenger$2,792$233
2019 Dodge Challenger$2,556$213
2018 Dodge Challenger$2,542$212
2017 Dodge Challenger$2,380$198
2016 Dodge Challenger$2,172$181
2015 Dodge Challenger$2,182$182
2014 Dodge Challenger$2,260$188
2013 Dodge Challenger$1,966$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Dodge Challenger trim levels for each model year.