2014 Dodge Challenger Car Insurance Calculator

Gain insights into how changes to risk factors and vehicle options affect car insurance rates for a 2014 Dodge Challenger. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if the choices you make result in a cheaper or more expensive rate.

The average estimated car insurance premium for a 2014 Dodge Challenger is $2,260 per year, or about $188 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,260

Cost Per Month

$188

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Challenger Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Dodge Challenger.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,260
Average Rate
Your Rate
$2,260

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Dodge Challenger trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Dodge Challenger is $2,260.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Dodge Challenger vs. the Sports Car Segment

The table below compares insurance rates for the 2014 Dodge Challenger against all other models in the sports car segment. The Dodge Challenger is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Challenger, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Challenger.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Dodge Challenger Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,256-$1,004
2Subaru BRZ$1,458-$802
3Chevrolet Corvette$1,590-$670
4Porsche Cayman$1,610-$650
5BMW Z4$1,672-$588
6Audi TT$1,680-$580
7Nissan 370Z$1,718-$542
8Ford Mustang$1,804-$456
9Porsche Boxster$1,858-$402
10Chevrolet Camaro$1,978-$282
11Jaguar F-Type$1,986-$274
2014 Sports Car Average$2,011-$249
12Porsche 911$2,210-$50
13Dodge Challenger$2,260--
14Dodge Viper$2,324$64
15Nissan GT-R$2,528$268
16Audi R8$2,558$298
17BMW i8$2,816$556
18Maserati Granturismo$2,888$628

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Challenger Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Dodge Challenger.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Dodge Challenger Insurance Rates by Trim Level
2014 Dodge Challenger Trim Level Annual Premium Cost Per Month
SXT Coupe$2,118$177
R/T Coupe$2,202$184
SRT8 Core Coupe$2,328$194
SRT8 Coupe$2,386$199

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Dodge Challenger for different driver ages.

2014 Dodge Challenger Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,466$706
17$8,071$673
18$6,988$582
19$6,450$538
20$4,872$406
21$4,638$387
22$4,112$343
23$3,457$288
24$3,230$269
25$2,612$218
30$2,384$199
35$2,332$194
40$2,260$188
45$2,132$178
50$2,032$169
55$1,894$158
60$1,898$158
65$2,022$169
70$2,236$186
75$2,698$225
80$3,342$279

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Challenger trim levels.