2016 Dodge Challenger Car Insurance Calculator

See and learn how different factors influence insurance rates for a 2016 Dodge Challenger. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2016 Dodge Challenger is $2,172 per year, or about $181 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,172

Cost Per Month

$181

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Challenger Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Dodge Challenger.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,172
Average Rate
Your Rate
$2,172

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Dodge Challenger trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Dodge Challenger is $2,172.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Dodge Challenger vs. the Sports Car Segment

The table below compares insurance rates for the 2016 Dodge Challenger against all other models in the sports car segment. The Dodge Challenger is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Challenger, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Challenger.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Dodge Challenger Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,432-$740
2BMW Z4$1,734-$438
3Subaru BRZ$1,776-$396
4Subaru WRX$1,778-$394
5Porsche Cayman$1,852-$320
6Audi TT$1,870-$302
7Ford Mustang$1,938-$234
8Nissan 370Z$1,972-$200
9BMW M2$2,002-$170
10Chevrolet Camaro$2,012-$160
11Porsche Boxster$2,032-$140
12Dodge Challenger$2,172--
13Alfa Romeo 4C$2,216$44
2016 Sports Car Average$2,233$61
14Lexus RC F$2,264$92
15Chevrolet Corvette$2,314$142
16Dodge Viper$2,324$152
17BMW M3$2,492$320
18Jaguar F-Type$2,536$364
19Porsche 911$2,560$388
20BMW M4$2,690$518
21Nissan GT-R$2,788$616
22BMW i8$3,214$1,042
23Maserati Granturismo$3,382$1,210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Challenger Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Dodge Challenger.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Dodge Challenger Insurance Rates by Trim Level
2016 Dodge Challenger Trim Level Annual Premium Cost Per Month
SXT Coupe$1,946$162
SXT Plus Coupe$1,996$166
R/T Coupe$2,042$170
R/T Plus Coupe$2,124$177
R/T Shaker Coupe$2,124$177
R/T Plus Shaker Coupe$2,186$182
Scat Pack Coupe$2,186$182
R/T Scat Pack Shaker Coupe$2,268$189
SRT 392 Coupe$2,334$195
SRT Hellcat Coupe$2,510$209

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Dodge Challenger for different driver ages.

2016 Dodge Challenger Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,918$660
17$7,629$636
18$6,756$563
19$6,177$515
20$4,706$392
21$4,487$374
22$4,001$333
23$3,305$275
24$3,111$259
25$2,522$210
30$2,310$193
35$2,234$186
40$2,172$181
45$2,038$170
50$1,932$161
55$1,804$150
60$1,810$151
65$1,930$161
70$2,102$175
75$2,502$209
80$3,092$258

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Challenger trim levels.