2018 Dodge Charger Car Insurance Calculator

Find out how choices you make influence insurance rates for a 2018 Dodge Charger. Tailor settings like policy discounts, trim level, and driving violations and watch the impact each has on cost. See instantly if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2018 Dodge Charger is $2,366 per year, or about $197 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,366

Cost Per Month

$197

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Charger Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Dodge Charger.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,366
Average Rate
Your Rate
$2,366

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Dodge Charger trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Dodge Charger is $2,366.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Dodge Charger vs. the Large Car Segment

The table below compares insurance rates for the 2018 Dodge Charger against all other models in the large car segment. The Dodge Charger is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Charger, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Charger.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Dodge Charger Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota Avalon$1,876-$490
2Kia Cadenza$1,890-$476
3Ford Taurus$1,950-$416
4Chevrolet Impala$1,976-$390
2018 Large Car Average$2,039-$327
5Chrysler 300$2,078-$288
6Nissan Maxima$2,140-$226
7Dodge Charger$2,366--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 Charger Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Dodge Charger.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Dodge Charger Insurance Rates by Trim Level
2018 Dodge Charger Trim Level Annual Premium Cost Per Month
SXT Sedan$2,172$181
GT AWD$2,228$186
Police Sedan$2,228$186
SXT Plus Sedan$2,228$186
R/T Daytona Sedan$2,284$190
R/T Sedan$2,284$190
Police AWD$2,378$198
R/T 392 Daytona Sedan$2,378$198
R/T 392 Scat Pack Sedan$2,378$198
R/T 392 Sedan$2,378$198
SRT 392 Sedan$2,618$218
SRT Hellcat Sedan$2,824$235

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Dodge Charger for different driver ages.

2018 Dodge Charger Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,657$721
17$8,363$697
18$7,445$620
19$6,780$565
20$5,166$431
21$4,924$410
22$4,394$366
23$3,605$300
24$3,403$284
25$2,752$229
30$2,520$210
35$2,432$203
40$2,366$197
45$2,216$185
50$2,100$175
55$1,962$164
60$1,968$164
65$2,104$175
70$2,288$191
75$2,716$226
80$3,368$281

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Charger trim levels.