Dodge Dart Car Insurance Calculator

Gain insights into how choices you make affect car insurance rates for a Dodge Dart. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2016 Dodge Dart is $1,968 per year, or about $164 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,968

Cost Per Month

$164

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Dart Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Dodge Dart.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,968
Average Rate
Your Rate
$1,968

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Dodge Dart.

The 'Average Rate' is a combined value for all Dodge Dart trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Dodge Dart is $1,968.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Dodge Dart vs. the Small Car Segment

The table below compares insurance rates for the 2016 Dodge Dart against all other models in the small car segment. The Dodge Dart is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Dart, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Dart.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Dodge Dart Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,254-$714
2Chrysler Fiat 500$1,360-$608
3Honda Fit$1,386-$582
4Toyota Yaris$1,394-$574
5Nissan Versa$1,396-$572
6Ford Fiesta$1,408-$560
7Subaru Impreza$1,472-$496
8Scion IM$1,488-$480
9Chevrolet Spark$1,500-$468
10Hyundai Accent$1,504-$464
11Volkswagen Golf$1,518-$450
12Mazda 3$1,538-$430
13Scion IA$1,540-$428
14Honda CR-Z$1,576-$392
15Honda Civic$1,586-$382
16Nissan Sentra$1,590-$378
17Kia Rio$1,612-$356
18Toyota Corolla$1,628-$340
2016 Small Car Average$1,636-$332
19Nissan Leaf$1,642-$326
20Toyota Prius$1,644-$324
21Hyundai Veloster$1,650-$318
22Chevrolet Sonic$1,668-$300
23Volkswagen Beetle$1,694-$274
24Volkswagen GTI$1,706-$262
25Chevrolet Volt$1,708-$260
26Chevrolet Cruze$1,712-$256
27Volkswagen EOS$1,716-$252
28Kia Forte$1,724-$244
29Ford Focus$1,744-$224
30Hyundai Elantra$1,760-$208
31Scion FR-S$1,778-$190
32Mitsubishi Lancer$1,838-$130
33Volkswagen E-Golf$1,852-$116
34Volkswagen Jetta$1,924-$44
35Dodge Dart$1,968--
36Scion TC$2,022$54
37Toyota Mirai$2,036$68

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Dart Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Dodge Dart.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Dodge Dart Insurance Rates by Trim Level
2016 Dodge Dart Trim Level Annual Premium Cost Per Month
SE Sedan$1,894$158
SXT Sport Sedan$1,894$158
SXT Sedan$1,942$162
AERO Sedan$1,988$166
GT Sport Sedan$1,988$166
GT Sedan$2,038$170
Limited Sedan$2,038$170

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Dodge Dart for different driver ages.

2016 Dodge Dart Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,440$620
17$7,075$590
18$6,089$507
19$5,631$469
20$4,247$354
21$4,045$337
22$3,577$298
23$3,018$252
24$2,817$235
25$2,274$190
30$2,076$173
35$2,030$169
40$1,968$164
45$1,862$155
50$1,774$148
55$1,656$138
60$1,660$138
65$1,764$147
70$1,960$163
75$2,374$198
80$2,944$245

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Dart trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Dodge Dart.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Dodge Dart Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2016 Dodge Dart$1,968$164
2015 Dodge Dart$1,806$151
2014 Dodge Dart$1,720$143
2013 Dodge Dart$1,466$122

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Dodge Dart trim levels for each model year.