Dodge Durango Car Insurance Calculator

Understand how changes to risk factors and vehicle options impact the insurance cost for a Dodge Durango. Customize rate factors like Durango trim level, driving record, policy coverages, and annual miles driven. Instantly see if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2024 Dodge Durango is $2,872 per year, or about $239 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,872

Cost Per Month

$239

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Durango Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Dodge Durango.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,872
Average Rate
Your Rate
$2,872

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Dodge Durango.

The 'Average Rate' is a combined value for all Dodge Durango trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Dodge Durango is $2,872.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Dodge Durango vs. the Midsize SUV Segment

The table below compares insurance rates for the 2024 Dodge Durango against all other models in the midsize SUV segment. The Dodge Durango is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Durango, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Durango.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Dodge Durango Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,866-$1,006
2Nissan Murano$1,968-$904
3Subaru Outback$1,994-$878
4Buick Envista$2,004-$868
5Subaru Ascent$2,038-$834
6Volkswagen Atlas$2,078-$794
7Volkswagen Atlas Cross Sport$2,086-$786
8Ford Explorer$2,124-$748
9Toyota Highlander$2,132-$740
10Toyota Venza$2,136-$736
11Chevrolet Traverse$2,186-$686
12Mitsubishi Outlander Sport$2,198-$674
13Mitsubishi Outlander PHEV$2,210-$662
14Ford Edge$2,214-$658
15Kia Sorento$2,222-$650
16GMC Acadia$2,262-$610
17Buick Enclave$2,266-$606
18Honda Pilot$2,280-$592
19Mazda CX-9$2,286-$586
2024 Midsize SUV Average$2,314-$558
20Jeep Grand Cherokee$2,342-$530
21Hyundai Santa Fe$2,382-$490
22Nissan Pathfinder$2,384-$488
23Hyundai Palisade$2,394-$478
24Chevrolet Blazer$2,416-$456
25Kia Telluride$2,444-$428
26Toyota 4Runner$2,510-$362
27Mazda CX-90$2,522-$350
28Toyota Grand Highlander$2,552-$320
29Kia EV9$2,568-$304
30Tesla Model Y$2,592-$280
31Ford Bronco$2,600-$272
32Jeep Wrangler$2,676-$196
33Dodge Durango$2,872--
34Rivian R1S$2,882$10

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Durango Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Dodge Durango.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Dodge Durango Insurance Rates by Trim Level
2024 Dodge Durango Trim Level Annual Premium Cost Per Month
SXT$2,546$212
GT$2,568$214
SXT Plus$2,588$216
GT Plus$2,692$224
GT Premium$2,758$230
Citadel$2,788$232
R/T$2,794$233
R/T Plus$2,836$236
R/T Premium$2,884$240
SRT 392$3,006$251
SRT 392 Plus$3,054$255
SRT 392 Premium$3,082$257
SRT Hellcat Plus$3,298$275
SRT Hellcat Premium$3,298$275

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Dodge Durango for different driver ages.

2024 Dodge Durango Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,456$871
17$10,105$842
18$9,009$751
19$8,207$684
20$6,262$522
21$5,966$497
22$5,327$444
23$4,370$364
24$4,125$344
25$3,340$278
30$3,062$255
35$2,954$246
40$2,872$239
45$2,688$224
50$2,548$212
55$2,380$198
60$2,386$199
65$2,550$213
70$2,772$231
75$3,284$274
80$4,062$339

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Durango trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Dodge Durango.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Dodge Durango Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Dodge Durango$2,872$239
2023 Dodge Durango$2,708$226
2022 Dodge Durango$2,504$209
2021 Dodge Durango$2,290$191
2020 Dodge Durango$2,224$185
2019 Dodge Durango$2,028$169
2018 Dodge Durango$1,936$161
2017 Dodge Durango$1,826$152
2016 Dodge Durango$1,590$133
2015 Dodge Durango$1,678$140
2014 Dodge Durango$1,496$125
2013 Dodge Durango$1,538$128

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Dodge Durango trim levels for each model year.