2020 Dodge Durango Car Insurance Calculator

Learn in real-time how changes to risk factors and vehicle options influence insurance rates for a 2020 Dodge Durango. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly if the changes you make raise or lower the cost of insurance.

The average estimated car insurance premium for a 2020 Dodge Durango is $2,224 per year, or about $185 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,224

Cost Per Month

$185

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Durango Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Dodge Durango.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,224
Average Rate
Your Rate
$2,224

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Dodge Durango trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Dodge Durango is $2,224.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Dodge Durango vs. the Midsize SUV Segment

The table below compares insurance rates for the 2020 Dodge Durango against all other models in the midsize SUV segment. The Dodge Durango is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Durango, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Durango.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Dodge Durango Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724-$500
2Honda Passport$1,752-$472
3Chevrolet Blazer$1,760-$464
4Kia Telluride$1,776-$448
5Volkswagen Atlas$1,790-$434
6Subaru Ascent$1,802-$422
7Nissan Murano$1,864-$360
8Honda Pilot$1,868-$356
9Buick Enclave$1,938-$286
10Hyundai Palisade$1,946-$278
11Ford Explorer$1,958-$266
12Dodge Journey$1,974-$250
13Subaru Outback$1,988-$236
14GMC Acadia$2,010-$214
15Chevrolet Traverse$2,024-$200
16Kia Sorento$2,034-$190
2020 Midsize SUV Average$2,035-$189
17Toyota 4Runner$2,050-$174
18Nissan Pathfinder$2,098-$126
19Mazda CX-9$2,114-$110
20Mitsubishi Outlander Sport$2,116-$108
21Toyota Highlander$2,140-$84
22Hyundai Santa Fe$2,148-$76
23Dodge Durango$2,224--
24Jeep Grand Cherokee$2,262$38
25Jeep Wrangler$2,298$74
26Jeep Cherokee$2,318$94
27Mitsubishi Outlander PHEV$2,330$106
28Tesla Model Y$2,666$442

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Durango Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Dodge Durango.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Dodge Durango Insurance Rates by Trim Level
2020 Dodge Durango Trim Level Annual Premium Cost Per Month
Special Service 2WD$2,006$167
Pursuit AWD$2,068$172
SXT 2WD$2,092$174
GT 2WD$2,154$180
SXT AWD$2,154$180
GT AWD$2,216$185
Citadel 2WD$2,278$190
R/T 2WD$2,278$190
Citadel AWD$2,340$195
R/T AWD$2,340$195
SRT AWD$2,524$210

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Dodge Durango for different driver ages.

2020 Dodge Durango Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,164$680
17$7,873$656
18$6,982$582
19$6,371$531
20$4,847$404
21$4,620$385
22$4,118$343
23$3,388$282
24$3,194$266
25$2,584$215
30$2,366$197
35$2,288$191
40$2,224$185
45$2,086$174
50$1,980$165
55$1,846$154
60$1,850$154
65$1,980$165
70$2,156$180
75$2,566$214
80$3,182$265

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Durango trim levels.