2021 Dodge Durango Car Insurance Calculator

See in real-time how different factors affect car insurance rates for a 2021 Dodge Durango. Play around with factors like your location, homeowner status, credit score, and policy coverages. Get instant feedback if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2021 Dodge Durango is $2,290 per year, or about $191 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,290

Cost Per Month

$191

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Durango Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Dodge Durango.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,290
Average Rate
Your Rate
$2,290

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Dodge Durango trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Dodge Durango is $2,290.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Dodge Durango vs. the Midsize SUV Segment

The table below compares insurance rates for the 2021 Dodge Durango against all other models in the midsize SUV segment. The Dodge Durango is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Durango, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Durango.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Dodge Durango Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,782-$508
2Honda Passport$1,806-$484
3Chevrolet Blazer$1,816-$474
4Kia Telluride$1,832-$458
5Volkswagen Atlas$1,846-$444
6Subaru Ascent$1,860-$430
7Nissan Murano$1,920-$370
8Honda Pilot$1,928-$362
9Buick Enclave$2,000-$290
10Hyundai Palisade$2,008-$282
11Subaru Outback$2,052-$238
12Ford Explorer$2,058-$232
13GMC Acadia$2,070-$220
14Chevrolet Traverse$2,084-$206
15Kia Sorento$2,094-$196
16Toyota 4Runner$2,112-$178
2021 Midsize SUV Average$2,115-$175
17Nissan Pathfinder$2,160-$130
18Mazda CX-9$2,170-$120
19Mitsubishi Outlander Sport$2,178-$112
20Toyota Venza$2,194-$96
21Toyota Highlander$2,202-$88
22Hyundai Santa Fe$2,210-$80
23Dodge Durango$2,290--
24Jeep Grand Cherokee$2,350$60
25Ford Bronco$2,366$76
26Jeep Wrangler$2,392$102
27Jeep Cherokee$2,394$104
28Mitsubishi Outlander PHEV$2,402$112
29Tesla Model Y$2,750$460

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Durango Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Dodge Durango.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Dodge Durango Insurance Rates by Trim Level
2021 Dodge Durango Trim Level Annual Premium Cost Per Month
Special Service 2WD$2,066$172
Pursuit AWD$2,132$178
SXT 2WD$2,154$180
GT 2WD$2,218$185
SXT AWD$2,218$185
GT AWD$2,282$190
Citadel 2WD$2,346$196
R/T 2WD$2,346$196
Citadel AWD$2,412$201
R/T AWD$2,412$201
SRT AWD$2,604$217

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Dodge Durango for different driver ages.

2021 Dodge Durango Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,391$699
17$8,095$675
18$7,191$599
19$6,557$546
20$4,992$416
21$4,758$397
22$4,243$354
23$3,489$291
24$3,291$274
25$2,662$222
30$2,436$203
35$2,354$196
40$2,290$191
45$2,146$179
50$2,034$170
55$1,900$158
60$1,904$159
65$2,036$170
70$2,216$185
75$2,636$220
80$3,268$272

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Durango trim levels.