2022 Dodge Durango Car Insurance Calculator

Monitor in real-time how changing risk factors impact car insurance rates for a 2022 Dodge Durango. Customize driver gender, whether you're married or single, the state and city you live in, and homeowner status to learn how each affects rates. Instantly see if insurance rates get cheaper or more expensive.

The average estimated car insurance premium for a 2022 Dodge Durango is $2,504 per year, or about $209 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,504

Cost Per Month

$209

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Durango Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Dodge Durango.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,504
Average Rate
Your Rate
$2,504

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Dodge Durango trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Dodge Durango is $2,504.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Dodge Durango vs. the Midsize SUV Segment

The table below compares insurance rates for the 2022 Dodge Durango against all other models in the midsize SUV segment. The Dodge Durango is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Durango, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Durango.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Dodge Durango Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,716-$788
2Subaru Ascent$1,836-$668
3Ford Edge$1,926-$578
4Subaru Outback$1,962-$542
5Nissan Murano$1,984-$520
6Toyota Venza$1,998-$506
7Ford Explorer$2,010-$494
8Kia Sorento$2,024-$480
9Hyundai Palisade$2,052-$452
10Volkswagen Atlas$2,066-$438
11Toyota 4Runner$2,084-$420
12Mazda CX-9$2,132-$372
13Volkswagen Atlas Cross Sport$2,140-$364
14GMC Acadia$2,148-$356
15Toyota Highlander$2,150-$354
16Nissan Pathfinder$2,160-$344
17Honda Pilot$2,168-$336
18Mitsubishi Outlander Sport$2,176-$328
2022 Midsize SUV Average$2,179-$325
19Buick Enclave$2,190-$314
20Chevrolet Traverse$2,202-$302
21Hyundai Santa Fe$2,230-$274
22Kia Telluride$2,238-$266
23Chevrolet Blazer$2,258-$246
24Ford Bronco$2,304-$200
25Jeep Grand Cherokee$2,356-$148
26Jeep Cherokee$2,414-$90
27Jeep Wrangler$2,448-$56
28Mitsubishi Outlander PHEV$2,480-$24
29Dodge Durango$2,504--
30Tesla Model Y$2,532$28
31Rivian R1S$2,666$162

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Durango Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Dodge Durango.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Dodge Durango Insurance Rates by Trim Level
2022 Dodge Durango Trim Level Annual Premium Cost Per Month
SXT$2,298$192
SXT AWD$2,362$197
GT$2,374$198
GT AWD$2,426$202
GT Plus$2,452$204
GT Plus AWD$2,496$208
R/T$2,526$211
Citadel$2,554$213
R/T AWD$2,560$213
Citadel AWD$2,586$216
R/T Plus$2,592$216
R/T Plus AWD$2,618$218
SRT 392 AWD$2,720$227

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Dodge Durango for different driver ages.

2022 Dodge Durango Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,261$772
17$8,915$743
18$7,882$657
19$7,198$600
20$5,473$456
21$5,210$434
22$4,640$387
23$3,824$319
24$3,600$300
25$2,910$243
30$2,660$222
35$2,576$215
40$2,504$209
45$2,350$196
50$2,230$186
55$2,082$174
60$2,088$174
65$2,234$186
70$2,442$204
75$2,910$243
80$3,612$301

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Durango trim levels.