2023 Dodge Durango Car Insurance Calculator

Watch in real-time how different driver, vehicle, and coverage options influence insurance rates for a 2023 Dodge Durango. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see how much your choice changes rates and why.

The average estimated car insurance premium for a 2023 Dodge Durango is $2,708 per year, or about $226 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,708

Cost Per Month

$226

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Durango Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2023 Dodge Durango.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,708
Average Rate
Your Rate
$2,708

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2023 Dodge Durango trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2023 Dodge Durango is $2,708.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2023 Dodge Durango vs. the Midsize SUV Segment

The table below compares insurance rates for the 2023 Dodge Durango against all other models in the midsize SUV segment. The Dodge Durango is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Durango, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Durango.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2023 Dodge Durango Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Honda Passport$1,774-$934
2Subaru Ascent$1,854-$854
3Ford Edge$1,932-$776
4Volkswagen Atlas$1,946-$762
5Ford Explorer$1,950-$758
6Nissan Murano$1,958-$750
7Subaru Outback$1,964-$744
8Volkswagen Atlas Cross Sport$2,036-$672
9Toyota Venza$2,076-$632
10Kia Sorento$2,092-$616
11Hyundai Palisade$2,118-$590
12Toyota 4Runner$2,134-$574
13GMC Acadia$2,168-$540
14Chevrolet Traverse$2,174-$534
15Honda Pilot$2,192-$516
16Buick Enclave$2,196-$512
17Nissan Pathfinder$2,210-$498
18Mazda CX-9$2,220-$488
2023 Midsize SUV Average$2,227-$481
19Mitsubishi Outlander Sport$2,252-$456
20Kia Telluride$2,266-$442
21Toyota Highlander$2,284-$424
22Chevrolet Blazer$2,306-$402
23Hyundai Santa Fe$2,336-$372
24Jeep Grand Cherokee$2,420-$288
25Jeep Cherokee$2,464-$244
26Jeep Wrangler$2,514-$194
27Ford Bronco$2,536-$172
28Tesla Model Y$2,548-$160
29Mitsubishi Outlander PHEV$2,606-$102
30Dodge Durango$2,708--
31Rivian R1S$2,790$82

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2023 Durango Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2023 Dodge Durango.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2023 Dodge Durango Insurance Rates by Trim Level
2023 Dodge Durango Trim Level Annual Premium Cost Per Month
SXT$2,482$207
GT$2,540$212
SXT AWD$2,542$212
GT AWD$2,594$216
GT Plus$2,622$219
GT Plus AWD$2,666$222
R/T$2,732$228
Citadel$2,744$229
R/T Plus AWD$2,758$230
R/T AWD$2,764$230
R/T Plus$2,772$231
Citadel AWD$2,778$232
SRT Hellcat AWD$3,208$267

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2023 Dodge Durango for different driver ages.

2023 Dodge Durango Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,926$827
17$9,580$798
18$8,510$709
19$7,759$647
20$5,912$493
21$5,631$469
22$5,022$419
23$4,126$344
24$3,892$324
25$3,150$263
30$2,884$240
35$2,786$232
40$2,708$226
45$2,538$212
50$2,406$201
55$2,248$187
60$2,254$188
65$2,408$201
70$2,626$219
75$3,118$260
80$3,862$322

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Durango trim levels.