2013 Dodge Journey Car Insurance Calculator

See and learn how the choices you make impact car insurance rates for a 2013 Dodge Journey. Customize homeowner status, credit history, policy coverages, and liability limits to learn how each affects rates. Find out instantly if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2013 Dodge Journey is $1,420 per year, or about $118 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,420

Cost Per Month

$118

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Journey Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Dodge Journey.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,420
Average Rate
Your Rate
$1,420

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Dodge Journey trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Dodge Journey is $1,420.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Dodge Journey vs. the Midsize SUV Segment

The table below compares insurance rates for the 2013 Dodge Journey against all other models in the midsize SUV segment. The Dodge Journey is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Journey, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Journey.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Dodge Journey Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota FJ Cruiser$1,302-$118
2Ford Flex$1,306-$114
3Ford Edge$1,318-$102
4Subaru Outback$1,320-$100
5Honda Pilot$1,368-$52
6Nissan Xterra$1,374-$46
7Chevrolet Traverse$1,384-$36
8Dodge Journey$1,420--
9Kia Sorento$1,438$18
10Mazda CX-9$1,452$32
11Toyota Highlander$1,458$38
12Jeep Grand Cherokee$1,466$46
2013 Midsize SUV Average$1,476$56
13Toyota Venza$1,478$58
14Jeep Wrangler$1,498$78
15Ford Explorer$1,520$100
16Hyundai Santa Fe$1,528$108
17Nissan Pathfinder$1,534$114
18Dodge Durango$1,538$118
19Nissan Murano$1,544$124
20Toyota 4Runner$1,558$138
21GMC Acadia$1,578$158
22Buick Enclave$1,716$296
23Volkswagen Touareg$1,858$438

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Journey Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Dodge Journey.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Dodge Journey Insurance Rates by Trim Level
2013 Dodge Journey Trim Level Annual Premium Cost Per Month
AVP 2WD$1,286$107
SE 2WD$1,324$110
SXT 2WD$1,366$114
Crew 2WD$1,446$121
SXT AWD$1,446$121
Crew AWD$1,484$124
R/T 2WD$1,484$124
R/T AWD$1,524$127

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Dodge Journey for different driver ages.

2013 Dodge Journey Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,264$439
17$5,019$418
18$4,347$362
19$4,016$335
20$3,039$253
21$2,899$242
22$2,571$214
23$2,164$180
24$2,024$169
25$1,640$137
30$1,496$125
35$1,464$122
40$1,420$118
45$1,340$112
50$1,276$106
55$1,192$99
60$1,194$100
65$1,266$106
70$1,400$117
75$1,684$140
80$2,078$173

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Journey trim levels.