2014 Dodge Journey Car Insurance Calculator

See and learn how different risk factors impact the insurance cost for a 2014 Dodge Journey. Change policy coverages, liability limits, deductibles, and driver's age plus many other factors. Instantly see if rates go up or down and learn why.

The average estimated car insurance premium for a 2014 Dodge Journey is $1,460 per year, or about $122 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,460

Cost Per Month

$122

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Journey Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Dodge Journey.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,460
Average Rate
Your Rate
$1,460

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Dodge Journey trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Dodge Journey is $1,460.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Dodge Journey vs. the Midsize SUV Segment

The table below compares insurance rates for the 2014 Dodge Journey against all other models in the midsize SUV segment. The Dodge Journey is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Journey, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Journey.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Dodge Journey Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,250-$210
2Ford Edge$1,278-$182
3Toyota Venza$1,304-$156
4Toyota FJ Cruiser$1,354-$106
5Nissan Xterra$1,360-$100
6Ford Flex$1,426-$34
7Ford Explorer$1,430-$30
8Kia Sorento$1,452-$8
9Dodge Journey$1,460--
10Jeep Cherokee$1,468$8
11Honda Pilot$1,476$16
12Nissan Murano$1,486$26
13Dodge Durango$1,496$36
2014 Midsize SUV Average$1,498$38
14Chevrolet Traverse$1,502$42
15Toyota 4Runner$1,504$44
16GMC Acadia$1,516$56
17Hyundai Santa Fe$1,546$86
18Jeep Wrangler$1,558$98
19Toyota Highlander$1,568$108
20Mazda CX-9$1,572$112
21Jeep Grand Cherokee$1,668$208
22Volkswagen Touareg$1,742$282
23Nissan Pathfinder$1,750$290
24Buick Enclave$1,784$324

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 Journey Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Dodge Journey.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Dodge Journey Insurance Rates by Trim Level
2014 Dodge Journey Trim Level Annual Premium Cost Per Month
SE 2WD$1,296$108
SXT 2WD$1,380$115
Crossroad 2WD$1,424$119
SE AWD$1,424$119
SXT AWD$1,466$122
Crossroad AWD$1,508$126
Limited 2WD$1,508$126
R/T 2WD$1,508$126
Limited AWD$1,550$129
R/T AWD$1,550$129

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Dodge Journey for different driver ages.

2014 Dodge Journey Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,462$455
17$5,218$435
18$4,528$377
19$4,174$348
20$3,156$263
21$3,007$251
22$2,666$222
23$2,231$186
24$2,089$174
25$1,692$141
30$1,540$128
35$1,504$125
40$1,460$122
45$1,376$115
50$1,310$109
55$1,222$102
60$1,226$102
65$1,306$109
70$1,442$120
75$1,736$145
80$2,152$179

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Journey trim levels.