2016 Dodge Viper Car Insurance Calculator

Learn how decisions you make impact the cost of car insurance for a 2016 Dodge Viper. Experiment with options like vehicle usage, gender of the driver, and marital status to see how rates are affected. See instantly if the changes you make have a positive or negative affect on rates.

The average estimated car insurance premium for a 2016 Dodge Viper is $2,324 per year, or about $194 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,324

Cost Per Month

$194

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Dodge Viper Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Dodge Viper.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,324
Average Rate
Your Rate
$2,324

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Dodge Viper trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Dodge Viper is $2,324.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Dodge Viper vs. the Sports Car Segment

The table below compares insurance rates for the 2016 Dodge Viper against all other models in the sports car segment. The Dodge Viper is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Dodge Viper, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Dodge Viper.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Dodge Viper Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda MX-5 Miata$1,432-$892
2BMW Z4$1,734-$590
3Subaru BRZ$1,776-$548
4Subaru WRX$1,778-$546
5Porsche Cayman$1,852-$472
6Audi TT$1,870-$454
7Ford Mustang$1,938-$386
8Nissan 370Z$1,972-$352
9BMW M2$2,002-$322
10Chevrolet Camaro$2,012-$312
11Porsche Boxster$2,032-$292
12Dodge Challenger$2,172-$152
13Alfa Romeo 4C$2,216-$108
2016 Sports Car Average$2,233-$91
14Lexus RC F$2,264-$60
15Chevrolet Corvette$2,314-$10
16Dodge Viper$2,324--
17BMW M3$2,492$168
18Jaguar F-Type$2,536$212
19Porsche 911$2,560$236
20BMW M4$2,690$366
21Nissan GT-R$2,788$464
22BMW i8$3,214$890
23Maserati Granturismo$3,382$1,058

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Viper Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Dodge Viper.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Dodge Viper Insurance Rates by Trim Level
2016 Dodge Viper Trim Level Annual Premium Cost Per Month
SRT Coupe$2,180$182
GTC Coupe$2,242$187
GTS Coupe$2,386$199
ACR Coupe$2,484$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Dodge Viper for different driver ages.

2016 Dodge Viper Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,035$670
17$7,822$652
18$7,085$590
19$6,437$536
20$4,963$414
21$4,742$395
22$4,264$355
23$3,494$291
24$3,313$276
25$2,696$225
30$2,486$207
35$2,386$199
40$2,324$194
45$2,168$181
50$2,052$171
55$1,914$160
60$1,920$160
65$2,040$170
70$2,182$182
75$2,542$212
80$3,108$259

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Dodge Viper trim levels.