2017 Fiat 124 Spider Car Insurance Calculator

Learn and understand how the choices you make influence insurance rates for a 2017 Fiat 124 Spider. Customize choices like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see the impact of your choices on the cost of insurance.

The average estimated car insurance premium for a 2017 Fiat 124 Spider is $1,488 per year, or about $124 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,488

Cost Per Month

$124

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Fiat 124 Spider Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2017 Fiat 124 Spider.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,488
Average Rate
Your Rate
$1,488

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2017 Fiat 124 Spider trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2017 Fiat 124 Spider is $1,488.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2017 Fiat 124 Spider vs. the Small Car Segment

The table below compares insurance rates for the 2017 Fiat 124 Spider against all other models in the small car segment. The Fiat 124 Spider is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Fiat 124 Spider, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Fiat 124 Spider.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2017 Fiat 124 Spider Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Smart Fortwo$1,354-$134
2Chrysler Fiat 500$1,418-$70
3Honda Fit$1,450-$38
4Ford Fiesta$1,452-$36
5Fiat 124 Spider$1,488--
6Mazda 3$1,502$14
7Volkswagen Golf$1,506$18
8Toyota Yaris IA$1,528$40
9Subaru Impreza$1,536$48
10Chevrolet Spark$1,548$60
11Toyota Yaris$1,552$64
12Hyundai Accent$1,558$70
13Kia Rio5$1,602$114
14Nissan Sentra$1,642$154
15Honda Civic$1,706$218
16Nissan Versa$1,734$246
17Volkswagen Beetle$1,774$286
2017 Small Car Average$1,775$287
18Toyota Prius$1,810$322
19Volkswagen GTI$1,818$330
20Toyota Corolla$1,824$336
21Hyundai Ioniq$1,852$364
22Chevrolet Sonic$1,860$372
23Nissan Leaf$1,866$378
24Chevrolet Cruze$1,872$384
25Chevrolet Volt$1,906$418
26Volkswagen E-Golf$1,916$428
27Kia Rio$1,938$450
28Hyundai Veloster$1,962$474
29Ford Focus$1,964$476
30Volkswagen Jetta$1,974$486
31Kia Forte$2,008$520
32Hyundai Elantra$2,074$586
33Toyota Mirai$2,172$684
34Toyota 86$2,188$700
35Mitsubishi Lancer$2,214$726
36Honda Clarity$2,338$850

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2017 124 Spider Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2017 Fiat 124 Spider.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2017 Fiat 124 Spider Insurance Rates by Trim Level
2017 Fiat 124 Spider Trim Level Annual Premium Cost Per Month
Classica Convertible$1,448$121
Lusso Convertible$1,500$125
Abarth Convertible$1,516$126

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2017 Fiat 124 Spider for different driver ages.

2017 Fiat 124 Spider Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,169$431
17$5,028$419
18$4,550$379
19$4,128$344
20$3,179$265
21$3,033$253
22$2,727$227
23$2,232$186
24$2,120$177
25$1,726$144
30$1,592$133
35$1,526$127
40$1,488$124
45$1,390$116
50$1,316$110
55$1,230$103
60$1,234$103
65$1,310$109
70$1,406$117
75$1,632$136
80$1,998$167

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Fiat 124 Spider trim levels.