Fiat 500 Car Insurance Calculator

Discover how different driver, vehicle, and coverage options influence insurance rates for a Fiat 500. Adjust rate factors like vehicle trim level, driving violations, and policy coverages to see how insurance cost is affected. Instantly discover if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2019 Fiat 500 is $1,560 per year, or about $130 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,560

Cost Per Month

$130

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Fiat 500 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Fiat 500.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,560
Average Rate
Your Rate
$1,560

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Fiat 500.

The 'Average Rate' is a combined value for all Fiat 500 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Fiat 500 is $1,560.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Fiat 500 vs. the Small Car Segment

The table below compares insurance rates for the 2019 Fiat 500 against all other models in the small car segment. The Fiat 500 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Fiat 500, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Fiat 500.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Fiat 500 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$14
2Honda Fit$1,548-$12
3Toyota Corolla$1,552-$8
4Fiat 500$1,560--
5Fiat 500L$1,650$90
6Chevrolet Spark$1,664$104
7Volkswagen Golf$1,678$118
8Fiat 124 Spider$1,688$128
9Hyundai Accent$1,690$130
10Toyota Yaris$1,694$134
11Smart Fortwo$1,700$140
12Subaru Impreza$1,704$144
13Mazda 3$1,724$164
14Honda Civic$1,812$252
15Fiat 500E$1,822$262
16Nissan Sentra$1,842$282
17Nissan Versa$1,852$292
2019 Small Car Average$1,859$299
18Kia Forte$1,862$302
19Hyundai Veloster$1,868$308
20Volkswagen Beetle$1,900$340
21Kia Rio$1,934$374
22Toyota Prius$1,950$390
23Honda Clarity$1,972$412
24Chevrolet Sonic$1,994$434
25Volkswagen GTI$2,000$440
26Hyundai Ioniq$2,016$456
27Chevrolet Cruze$2,036$476
28Chevrolet Volt$2,056$496
29Hyundai Elantra$2,096$536
30Volkswagen Jetta$2,144$584
31Volkswagen E-Golf$2,154$594
32Toyota 86$2,270$710
33Toyota Mirai$2,378$818

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 500 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Fiat 500.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Fiat 500 Insurance Rates by Trim Level
2019 Fiat 500 Trim Level Annual Premium Cost Per Month
Pop Hatchback$1,452$121
Lounge Hatchback$1,532$128
Pop Convertible$1,550$129
Lounge Convertible$1,574$131
Abarth Hatchback$1,600$133
Abarth Convertible$1,668$139

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Fiat 500 for different driver ages.

2019 Fiat 500 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,731$478
17$5,499$458
18$4,825$402
19$4,430$369
20$3,365$280
21$3,209$267
22$2,855$238
23$2,376$198
24$2,231$186
25$1,810$151
30$1,652$138
35$1,606$134
40$1,560$130
45$1,470$123
50$1,394$116
55$1,304$109
60$1,306$109
65$1,390$116
70$1,522$127
75$1,818$152
80$2,248$187

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Fiat 500 trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Fiat 500.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Fiat 500 Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2019 Fiat 500$1,560$130

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Fiat 500 trim levels for each model year.