2019 Fiat 500L Car Insurance Calculator

Discover how different driver and vehicle factors impact the cost of car insurance for a 2019 Fiat 500L. Experiment with factors like your marital status, location, homeowner status, and credit rating. Instantly know if and why rates increase from the option you changed.

The average estimated car insurance premium for a 2019 Fiat 500L is $1,650 per year, or about $138 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,650

Cost Per Month

$138

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Fiat 500L Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Fiat 500L.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,650
Average Rate
Your Rate
$1,650

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Fiat 500L trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Fiat 500L is $1,650.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Fiat 500L vs. the Small Car Segment

The table below compares insurance rates for the 2019 Fiat 500L against all other models in the small car segment. The Fiat 500L is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Fiat 500L, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Fiat 500L.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Fiat 500L Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546-$104
2Honda Fit$1,548-$102
3Toyota Corolla$1,552-$98
4Fiat 500$1,560-$90
5Fiat 500L$1,650--
6Chevrolet Spark$1,664$14
7Volkswagen Golf$1,678$28
8Fiat 124 Spider$1,688$38
9Hyundai Accent$1,690$40
10Toyota Yaris$1,694$44
11Smart Fortwo$1,700$50
12Subaru Impreza$1,704$54
13Mazda 3$1,724$74
14Honda Civic$1,812$162
15Fiat 500E$1,822$172
16Nissan Sentra$1,842$192
17Nissan Versa$1,852$202
2019 Small Car Average$1,859$209
18Kia Forte$1,862$212
19Hyundai Veloster$1,868$218
20Volkswagen Beetle$1,900$250
21Kia Rio$1,934$284
22Toyota Prius$1,950$300
23Honda Clarity$1,972$322
24Chevrolet Sonic$1,994$344
25Volkswagen GTI$2,000$350
26Hyundai Ioniq$2,016$366
27Chevrolet Cruze$2,036$386
28Chevrolet Volt$2,056$406
29Hyundai Elantra$2,096$446
30Volkswagen Jetta$2,144$494
31Volkswagen E-Golf$2,154$504
32Toyota 86$2,270$620
33Toyota Mirai$2,378$728

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 500L Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Fiat 500L.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Fiat 500L Insurance Rates by Trim Level
2019 Fiat 500L Trim Level Annual Premium Cost Per Month
Pop 2WD$1,590$133
Trekking 2WD$1,650$138
Lounge 2WD$1,710$143

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Fiat 500L for different driver ages.

2019 Fiat 500L Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,044$504
17$5,822$485
18$5,160$430
19$4,711$393
20$3,587$299
21$3,418$285
22$3,046$254
23$2,509$209
24$2,364$197
25$1,914$160
30$1,750$146
35$1,694$141
40$1,650$138
45$1,546$129
50$1,468$122
55$1,374$115
60$1,378$115
65$1,468$122
70$1,598$133
75$1,902$159
80$2,354$196

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Fiat 500L trim levels.