Fiat 500X Car Insurance Calculator

Gain insights into how decisions you make influence insurance rates for a Fiat 500X. Modify options like your location, homeowner status, and credit score to get insights on how rates change. Immediately see the change in rates and learn exactly why they changed.

The average estimated car insurance premium for a 2024 Fiat 500X is $2,310 per year, or about $193 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,310

Cost Per Month

$193

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Fiat 500X Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Fiat 500X.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,310
Average Rate
Your Rate
$2,310

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Fiat 500X.

The 'Average Rate' is a combined value for all Fiat 500X trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Fiat 500X is $2,310.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Fiat 500X vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Fiat 500X against all other models in the small SUV segment. The Fiat 500X is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Fiat 500X, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Fiat 500X.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Fiat 500X Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$580
2Chevrolet Trailblazer$1,760-$550
3Kia Soul$1,826-$484
4Nissan Kicks$1,844-$466
5Buick Envision$1,878-$432
6Toyota Corolla Cross$1,888-$422
7Hyundai Venue$1,902-$408
8Mazda CX-5$1,910-$400
9Ford Bronco Sport$1,918-$392
10Volkswagen Tiguan$1,938-$372
11Buick Encore$1,988-$322
12Honda CR-V$1,996-$314
13Volkswagen Taos$2,008-$302
14Kia Niro$2,014-$296
15Honda HR-V$2,040-$270
16Subaru Forester$2,084-$226
17Kia Seltos$2,094-$216
18GMC Terrain$2,096-$214
19Nissan Rogue$2,106-$204
20Hyundai Kona$2,110-$200
21Mazda CX-30$2,114-$196
22Volkswagen ID4$2,124-$186
23Ford Escape$2,138-$172
2024 Small SUV Average$2,154-$156
24Chevrolet Equinox$2,158-$152
25Toyota RAV4$2,162-$148
26Mazda MX-30$2,172-$138
27Hyundai Tucson$2,176-$134
28Chevrolet Trax$2,210-$100
29Mini Cooper Clubman$2,220-$90
30Mini Cooper$2,226-$84
31Mitsubishi Eclipse Cross$2,246-$64
32Jeep Renegade$2,252-$58
33Mitsubishi Outlander$2,280-$30
34Kia Sportage$2,294-$16
35Hyundai Ioniq 5$2,302-$8
36Nissan Ariya$2,304-$6
37Fiat 500X$2,310--
38Mini Cooper Countryman$2,318$8
39Subaru Solterra$2,320$10
40Mazda CX-50$2,326$16
41Toyota bz4X$2,330$20
42Mitsubishi Mirage$2,342$32
43Kia EV6$2,416$106
44Dodge Hornet$2,492$182
45Jeep Compass$2,536$226
46Hyundai Nexo$2,584$274
47Ford Mustang Mach-E$2,742$432

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 500X Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Fiat 500X.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Fiat 500X Insurance Rates by Trim Level
2024 Fiat 500X Trim Level Annual Premium Cost Per Month
Pop AWD$2,286$191
Sport AWD$2,334$195

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Fiat 500X for different driver ages.

2024 Fiat 500X Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,225$685
17$7,995$666
18$7,217$601
19$6,543$545
20$5,021$418
21$4,789$399
22$4,293$358
23$3,498$292
24$3,315$276
25$2,686$224
30$2,468$206
35$2,370$198
40$2,310$193
45$2,158$180
50$2,042$170
55$1,908$159
60$1,914$160
65$2,044$170
70$2,196$183
75$2,576$215
80$3,176$265

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Fiat 500X trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Fiat 500X.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Fiat 500X Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Fiat 500X$2,310$193
2023 Fiat 500X$2,018$168
2022 Fiat 500X$2,010$168
2021 Fiat 500X$1,940$162
2020 Fiat 500X$1,886$157
2019 Fiat 500X$1,768$147

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Fiat 500X trim levels for each model year.