2020 Fiat 500X Car Insurance Calculator

View in real-time how changes to different risk factors impact car insurance rates for a 2020 Fiat 500X. Customize factors such as your location, homeowner status, and credit score to see how rates are affected. Immediately see if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2020 Fiat 500X is $1,886 per year, or about $157 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,886

Cost Per Month

$157

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Fiat 500X Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Fiat 500X.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,886
Average Rate
Your Rate
$1,886

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Fiat 500X trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Fiat 500X is $1,886.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Fiat 500X vs. the Small SUV Segment

The table below compares insurance rates for the 2020 Fiat 500X against all other models in the small SUV segment. The Fiat 500X is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Fiat 500X, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Fiat 500X.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Fiat 500X Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,580-$306
2Honda CR-V$1,638-$248
3Mazda CX-5$1,658-$228
4Mazda CX-30$1,664-$222
5Ford Ecosport$1,670-$216
6Toyota C-HR$1,676-$210
7Nissan Rogue Sport$1,686-$200
8Buick Envision$1,702-$184
9Chevrolet Trax$1,706-$180
10Nissan Kicks$1,708-$178
11Mitsubishi Eclipse Cross$1,710-$176
12Hyundai Kona$1,714-$172
13Hyundai Tucson$1,718-$168
14Kia Sportage$1,722-$164
15Kia Soul$1,736-$150
16Hyundai Venue$1,738-$148
17Chevrolet Equinox$1,742-$144
18Jeep Compass$1,756-$130
19Volkswagen Tiguan$1,774-$112
20Honda HR-V$1,784-$102
21Subaru Forester$1,792-$94
22Buick Encore$1,802-$84
23Nissan Rogue$1,808-$78
24Ford Escape$1,814-$72
25Subaru Crosstrek$1,820-$66
26GMC Terrain$1,826-$60
2020 Small SUV Average$1,835-$51
27Fiat 500X$1,886--
28Jeep Renegade$1,900$14
29Toyota RAV4$1,962$76
30Kia Niro$1,976$90
31Mini Cooper Countryman$2,014$128
32Mini Cooper$2,062$176
33Mitsubishi Mirage$2,092$206
34Chevrolet Bolt$2,100$214
35Mini Cooper Clubman$2,244$358
36Mitsubishi Outlander$2,280$394
37Hyundai Nexo$2,428$542

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 500X Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Fiat 500X.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Fiat 500X Insurance Rates by Trim Level
2020 Fiat 500X Trim Level Annual Premium Cost Per Month
Pop AWD$1,840$153
Trekking AWD$1,840$153
Sport AWD$1,902$159
Trekking Plus AWD$1,964$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Fiat 500X for different driver ages.

2020 Fiat 500X Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,884$574
17$6,624$552
18$5,848$487
19$5,353$446
20$4,076$340
21$3,886$324
22$3,463$289
23$2,870$239
24$2,698$225
25$2,188$182
30$2,002$167
35$1,942$162
40$1,886$157
45$1,768$147
50$1,682$140
55$1,568$131
60$1,572$131
65$1,674$140
70$1,830$153
75$2,176$181
80$2,690$224

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Fiat 500X trim levels.