2021 Fiat 500X Car Insurance Calculator

See and learn how changes to different risk factors impact car insurance rates for a 2021 Fiat 500X. Change driver's age, policy discounts, trim level options, and driving record plus many other factors. Find out instantly if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2021 Fiat 500X is $1,940 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,940

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Fiat 500X Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Fiat 500X.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,940
Average Rate
Your Rate
$1,940

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Fiat 500X trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Fiat 500X is $1,940.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Fiat 500X vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Fiat 500X against all other models in the small SUV segment. The Fiat 500X is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Fiat 500X, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Fiat 500X.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Fiat 500X Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624-$316
2Honda CR-V$1,688-$252
3Mazda CX-5$1,712-$228
4Mazda CX-30$1,714-$226
5Ford Ecosport$1,720-$220
6Toyota C-HR$1,726-$214
7Nissan Rogue Sport$1,736-$204
8Chevrolet Trax$1,744-$196
9Buick Envision$1,756-$184
10Nissan Kicks$1,760-$180
11Hyundai Kona$1,762-$178
12Hyundai Venue$1,768-$172
13Hyundai Tucson$1,770-$170
14Kia Sportage$1,774-$166
15Jeep Compass$1,780-$160
16Kia Soul$1,788-$152
17Mitsubishi Eclipse Cross$1,792-$148
18Chevrolet Equinox$1,794-$146
19Chevrolet Trailblazer$1,804-$136
20Honda HR-V$1,824-$116
21Volkswagen Tiguan$1,830-$110
22Subaru Forester$1,846-$94
23Nissan Rogue$1,864-$76
24Ford Escape$1,868-$72
25GMC Terrain$1,872-$68
26Subaru Crosstrek$1,876-$64
27Kia Seltos$1,884-$56
2021 Small SUV Average$1,890-$50
28Buick Encore$1,914-$26
29Volkswagen ID4$1,932-$8
30Fiat 500X$1,940--
31Ford Bronco Sport$1,946$6
32Jeep Renegade$1,956$16
33Toyota RAV4$2,020$80
34Kia Niro$2,032$92
35Mini Cooper Countryman$2,078$138
36Mini Cooper$2,126$186
37Mitsubishi Mirage$2,152$212
38Chevrolet Bolt$2,160$220
39Mini Cooper Clubman$2,310$370
40Mitsubishi Outlander$2,350$410
41Hyundai Nexo$2,504$564

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 500X Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Fiat 500X.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Fiat 500X Insurance Rates by Trim Level
2021 Fiat 500X Trim Level Annual Premium Cost Per Month
Pop AWD$1,892$158
Trekking AWD$1,892$158
Sport AWD$1,958$163
Trekking Plus AWD$2,020$168

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Fiat 500X for different driver ages.

2021 Fiat 500X Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,069$589
17$6,808$567
18$6,021$502
19$5,509$459
20$4,195$350
21$4,000$333
22$3,567$297
23$2,950$246
24$2,776$231
25$2,250$188
30$2,060$172
35$1,996$166
40$1,940$162
45$1,820$152
50$1,728$144
55$1,612$134
60$1,618$135
65$1,724$144
70$1,878$157
75$2,234$186
80$2,762$230

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Fiat 500X trim levels.