2021 Ford Bronco Sport Car Insurance Calculator

Learn visually how different risk factors affect the cost of insurance for a 2021 Ford Bronco Sport. Tweak settings like annual miles driven, vehicle usage, and gender of the driver to see how insurance cost is affected. Know immediately how and why rates change based on your selections.

The average estimated car insurance premium for a 2021 Ford Bronco Sport is $1,946 per year, or about $162 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,946

Cost Per Month

$162

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Bronco Sport Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Ford Bronco Sport.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,946
Average Rate
Your Rate
$1,946

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Ford Bronco Sport trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Ford Bronco Sport is $1,946.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Ford Bronco Sport vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Ford Bronco Sport against all other models in the small SUV segment. The Ford Bronco Sport is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Bronco Sport, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Bronco Sport.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Ford Bronco Sport Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624-$322
2Honda CR-V$1,688-$258
3Mazda CX-5$1,712-$234
4Mazda CX-30$1,714-$232
5Ford Ecosport$1,720-$226
6Toyota C-HR$1,726-$220
7Nissan Rogue Sport$1,736-$210
8Chevrolet Trax$1,744-$202
9Buick Envision$1,756-$190
10Nissan Kicks$1,760-$186
11Hyundai Kona$1,762-$184
12Hyundai Venue$1,768-$178
13Hyundai Tucson$1,770-$176
14Kia Sportage$1,774-$172
15Jeep Compass$1,780-$166
16Kia Soul$1,788-$158
17Mitsubishi Eclipse Cross$1,792-$154
18Chevrolet Equinox$1,794-$152
19Chevrolet Trailblazer$1,804-$142
20Honda HR-V$1,824-$122
21Volkswagen Tiguan$1,830-$116
22Subaru Forester$1,846-$100
23Nissan Rogue$1,864-$82
24Ford Escape$1,868-$78
25GMC Terrain$1,872-$74
26Subaru Crosstrek$1,876-$70
27Kia Seltos$1,884-$62
2021 Small SUV Average$1,890-$56
28Buick Encore$1,914-$32
29Volkswagen ID4$1,932-$14
30Fiat 500X$1,940-$6
31Ford Bronco Sport$1,946--
32Jeep Renegade$1,956$10
33Toyota RAV4$2,020$74
34Kia Niro$2,032$86
35Mini Cooper Countryman$2,078$132
36Mini Cooper$2,126$180
37Mitsubishi Mirage$2,152$206
38Chevrolet Bolt$2,160$214
39Mini Cooper Clubman$2,310$364
40Mitsubishi Outlander$2,350$404
41Hyundai Nexo$2,504$558

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Bronco Sport Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Ford Bronco Sport.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Ford Bronco Sport Insurance Rates by Trim Level
2021 Ford Bronco Sport Trim Level Annual Premium Cost Per Month
Big Bend$1,898$158
Outer Banks$1,944$162
Badlands$1,962$164
First Edition$1,982$165

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Ford Bronco Sport for different driver ages.

2021 Ford Bronco Sport Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,988$582
17$6,764$564
18$6,052$504
19$5,510$459
20$4,215$351
21$4,018$335
22$3,595$300
23$2,950$246
24$2,788$232
25$2,260$188
30$2,074$173
35$1,998$167
40$1,946$162
45$1,820$152
50$1,726$144
55$1,612$134
60$1,618$135
65$1,724$144
70$1,862$155
75$2,198$183
80$2,714$226

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Bronco Sport trim levels.