Ford Ecosport Car Insurance Calculator

Find out how changes to driver risk factors and vehicle options influence insurance rates for a Ford Ecosport. Customize factors such as driver's age, policy discounts, and vehicle trim level to see how rates are affected. Know immediately if the choice you make had an impact on rates.

The average estimated car insurance premium for a 2022 Ford Ecosport is $1,982 per year, or about $165 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,982

Cost Per Month

$165

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Ecosport Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ford Ecosport.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,982
Average Rate
Your Rate
$1,982

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ford Ecosport.

The 'Average Rate' is a combined value for all Ford Ecosport trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Ford Ecosport is $1,982.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Ford Ecosport vs. the Small SUV Segment

The table below compares insurance rates for the 2022 Ford Ecosport against all other models in the small SUV segment. The Ford Ecosport is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Ecosport, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Ecosport.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Ford Ecosport Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-5$1,668-$314
2Nissan Kicks$1,706-$276
3Chevrolet Trailblazer$1,718-$264
4Subaru Crosstrek$1,758-$224
5Buick Encore$1,810-$172
6Toyota C-HR$1,816-$166
7Nissan Rogue Sport$1,826-$156
8Buick Envision$1,828-$154
9Hyundai Venue$1,858-$124
10Kia Seltos$1,864-$118
11Ford Bronco Sport$1,872-$110
12Toyota Corolla Cross$1,878-$104
13Hyundai Kona$1,896-$86
14Subaru Forester$1,900-$82
15Volkswagen Tiguan$1,906-$76
16Honda CR-V$1,918-$64
17Mazda CX-30$1,936-$46
18Honda HR-V$1,964-$18
19Ford Ecosport$1,982--
20Chevrolet Trax$2,004$22
21GMC Terrain$2,016$34
22Mitsubishi Eclipse Cross$2,020$38
2022 Small SUV Average$2,029$47
23Hyundai Tucson$2,032$50
24Chevrolet Bolt$2,042$60
25Chevrolet Equinox$2,046$64
26Volkswagen Taos$2,052$70
27Fiat 500X$2,060$78
28Toyota RAV4$2,066$84
29Kia Soul$2,070$88
30Mazda MX-30$2,110$128
31Jeep Compass$2,118$136
32Kia Niro$2,126$144
33Nissan Rogue$2,142$160
34Ford Escape$2,154$172
35Hyundai Ioniq 5$2,168$186
36Mini Cooper Clubman$2,176$194
37Jeep Renegade$2,178$196
38Kia Sportage$2,188$206
39Volkswagen ID4$2,232$250
40Mini Cooper$2,242$260
41Mini Cooper Countryman$2,262$280
42Mitsubishi Outlander$2,354$372
43Mitsubishi Mirage$2,376$394
44Ford Mustang Mach-E$2,476$494
45Hyundai Nexo$2,504$522

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 Ecosport Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Ford Ecosport.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Ford Ecosport Insurance Rates by Trim Level
2022 Ford Ecosport Trim Level Annual Premium Cost Per Month
S AWD$1,878$157
SE AWD$1,964$164
SES AWD$2,038$170
Titanium AWD$2,046$171

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Ford Ecosport for different driver ages.

2022 Ford Ecosport Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,117$593
17$6,847$571
18$6,047$504
19$5,549$462
20$4,235$353
21$4,042$337
22$3,609$301
23$3,008$251
24$2,829$236
25$2,296$191
30$2,106$176
35$2,040$170
40$1,982$165
45$1,862$155
50$1,766$147
55$1,650$138
60$1,652$138
65$1,752$146
70$1,910$159
75$2,268$189
80$2,784$232

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Ecosport trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ford Ecosport.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ford Ecosport Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2022 Ford Ecosport$1,982$165
2021 Ford Ecosport$1,762$147
2020 Ford Ecosport$1,712$143
2019 Ford Ecosport$1,480$123
2018 Ford Ecosport$1,412$118

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Ecosport trim levels for each model year.