2013 Ford Edge Car Insurance Calculator

Gain insights into how choices you make impact car insurance rates for a 2013 Ford Edge. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if rates increase or decrease and why.

The average estimated car insurance premium for a 2013 Ford Edge is $1,318 per year, or about $110 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,318

Cost Per Month

$110

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Edge Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Ford Edge.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,318
Average Rate
Your Rate
$1,318

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Ford Edge trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Ford Edge is $1,318.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Ford Edge vs. the Midsize SUV Segment

The table below compares insurance rates for the 2013 Ford Edge against all other models in the midsize SUV segment. The Ford Edge is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Edge, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Edge.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Ford Edge Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Toyota FJ Cruiser$1,302-$16
2Ford Flex$1,306-$12
3Ford Edge$1,318--
4Subaru Outback$1,320$2
5Honda Pilot$1,368$50
6Nissan Xterra$1,374$56
7Chevrolet Traverse$1,384$66
8Dodge Journey$1,420$102
9Kia Sorento$1,438$120
10Mazda CX-9$1,452$134
11Toyota Highlander$1,458$140
12Jeep Grand Cherokee$1,466$148
2013 Midsize SUV Average$1,476$158
13Toyota Venza$1,478$160
14Jeep Wrangler$1,498$180
15Ford Explorer$1,520$202
16Hyundai Santa Fe$1,528$210
17Nissan Pathfinder$1,534$216
18Dodge Durango$1,538$220
19Nissan Murano$1,544$226
20Toyota 4Runner$1,558$240
21GMC Acadia$1,578$260
22Buick Enclave$1,716$398
23Volkswagen Touareg$1,858$540

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Edge Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Ford Edge.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Ford Edge Insurance Rates by Trim Level
2013 Ford Edge Trim Level Annual Premium Cost Per Month
SE 2WD$1,188$99
SE AWD$1,226$102
SEL 2WD$1,268$106
Limited 2WD$1,348$112
SEL AWD$1,348$112
Limited AWD$1,386$116
Sport 2WD$1,386$116
Sport AWD$1,386$116

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Ford Edge for different driver ages.

2013 Ford Edge Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$4,804$400
17$4,595$383
18$4,011$334
19$3,696$308
20$2,809$234
21$2,679$223
22$2,385$199
23$1,999$167
24$1,876$156
25$1,520$127
30$1,394$116
35$1,358$113
40$1,318$110
45$1,242$104
50$1,184$99
55$1,104$92
60$1,104$92
65$1,172$98
70$1,286$107
75$1,536$128
80$1,892$158

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Edge trim levels.