2016 Ford Edge Car Insurance Calculator

Explore and understand how life choices influence insurance rates for a 2016 Ford Edge. Tailor settings like coverage amounts, annual mileage, and vehicle usage to see their impact on rates. Immediately see how the choices you make impact rates.

The average estimated car insurance premium for a 2016 Ford Edge is $1,628 per year, or about $136 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,628

Cost Per Month

$136

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Edge Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2016 Ford Edge.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,628
Average Rate
Your Rate
$1,628

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2016 Ford Edge trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2016 Ford Edge is $1,628.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2016 Ford Edge vs. the Midsize SUV Segment

The table below compares insurance rates for the 2016 Ford Edge against all other models in the midsize SUV segment. The Ford Edge is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Edge, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Edge.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2016 Ford Edge Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Outback$1,438-$190
2Chevrolet Traverse$1,512-$116
3Ford Flex$1,544-$84
4Jeep Cherokee$1,566-$62
5Dodge Journey$1,572-$56
6Dodge Durango$1,590-$38
7Toyota 4Runner$1,608-$20
8Ford Edge$1,628--
9Mazda CX-9$1,650$22
10Nissan Pathfinder$1,660$32
2016 Midsize SUV Average$1,667$39
11Honda Pilot$1,670$42
12Nissan Murano$1,678$50
13Jeep Grand Cherokee$1,680$52
14Hyundai Santa Fe$1,692$64
15Jeep Wrangler$1,734$106
16GMC Acadia$1,742$114
17Buick Enclave$1,750$122
18Ford Explorer$1,772$144
19Toyota Highlander$1,806$178
20Kia Sorento$1,816$188
21Volkswagen Touareg$1,892$264

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2016 Edge Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2016 Ford Edge.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2016 Ford Edge Insurance Rates by Trim Level
2016 Ford Edge Trim Level Annual Premium Cost Per Month
SE 2WD$1,536$128
SE AWD$1,586$132
SEL 2WD$1,586$132
SEL AWD$1,634$136
Titanium 2WD$1,634$136
Titanium AWD$1,682$140
Sport AWD$1,730$144

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2016 Ford Edge for different driver ages.

2016 Ford Edge Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,897$491
17$5,684$474
18$5,037$420
19$4,605$384
20$3,513$293
21$3,351$279
22$2,990$249
23$2,470$206
24$2,328$194
25$1,884$157
30$1,728$144
35$1,674$140
40$1,628$136
45$1,526$127
50$1,450$121
55$1,354$113
60$1,356$113
65$1,444$120
70$1,570$131
75$1,864$155
80$2,300$192

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Edge trim levels.