2020 Ford Edge Car Insurance Calculator

Monitor in real-time how life choices impact the cost of insurance for a 2020 Ford Edge. Change vehicle usage, driver gender, marital status, and the state you live in plus many other factors. Know immediately if the choice you made raises or lower rates and why.

The average estimated car insurance premium for a 2020 Ford Edge is $1,724 per year, or about $144 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,724

Cost Per Month

$144

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Edge Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Ford Edge.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,724
Average Rate
Your Rate
$1,724

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Ford Edge trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Ford Edge is $1,724.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Ford Edge vs. the Midsize SUV Segment

The table below compares insurance rates for the 2020 Ford Edge against all other models in the midsize SUV segment. The Ford Edge is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Edge, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Edge.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Ford Edge Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,724--
2Honda Passport$1,752$28
3Chevrolet Blazer$1,760$36
4Kia Telluride$1,776$52
5Volkswagen Atlas$1,790$66
6Subaru Ascent$1,802$78
7Nissan Murano$1,864$140
8Honda Pilot$1,868$144
9Buick Enclave$1,938$214
10Hyundai Palisade$1,946$222
11Ford Explorer$1,958$234
12Dodge Journey$1,974$250
13Subaru Outback$1,988$264
14GMC Acadia$2,010$286
15Chevrolet Traverse$2,024$300
16Kia Sorento$2,034$310
2020 Midsize SUV Average$2,035$311
17Toyota 4Runner$2,050$326
18Nissan Pathfinder$2,098$374
19Mazda CX-9$2,114$390
20Mitsubishi Outlander Sport$2,116$392
21Toyota Highlander$2,140$416
22Hyundai Santa Fe$2,148$424
23Dodge Durango$2,224$500
24Jeep Grand Cherokee$2,262$538
25Jeep Wrangler$2,298$574
26Jeep Cherokee$2,318$594
27Mitsubishi Outlander PHEV$2,330$606
28Tesla Model Y$2,666$942

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Edge Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Ford Edge.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Ford Edge Insurance Rates by Trim Level
2020 Ford Edge Trim Level Annual Premium Cost Per Month
SE 2WD$1,602$134
SE AWD$1,682$140
SEL 2WD$1,682$140
SEL AWD$1,744$145
Titanium 2WD$1,744$145
ST AWD$1,806$151
Titanium AWD$1,806$151

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Ford Edge for different driver ages.

2020 Ford Edge Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,012$501
17$5,866$489
18$5,340$445
19$4,828$402
20$3,719$310
21$3,547$296
22$3,189$266
23$2,590$216
24$2,464$205
25$2,006$167
30$1,848$154
35$1,770$148
40$1,724$144
45$1,608$134
50$1,518$127
55$1,420$118
60$1,426$119
65$1,520$127
70$1,622$135
75$1,884$157
80$2,312$193

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Edge trim levels.