2021 Ford Edge Car Insurance Calculator

Observe in real-time how decisions you make impact car insurance rates for a 2021 Ford Edge. Ajust options like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly how much rates change and learn why.

The average estimated car insurance premium for a 2021 Ford Edge is $1,782 per year, or about $149 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,782

Cost Per Month

$149

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Edge Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Ford Edge.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,782
Average Rate
Your Rate
$1,782

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Ford Edge trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Ford Edge is $1,782.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Ford Edge vs. the Midsize SUV Segment

The table below compares insurance rates for the 2021 Ford Edge against all other models in the midsize SUV segment. The Ford Edge is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Edge, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Edge.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Ford Edge Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Edge$1,782--
2Honda Passport$1,806$24
3Chevrolet Blazer$1,816$34
4Kia Telluride$1,832$50
5Volkswagen Atlas$1,846$64
6Subaru Ascent$1,860$78
7Nissan Murano$1,920$138
8Honda Pilot$1,928$146
9Buick Enclave$2,000$218
10Hyundai Palisade$2,008$226
11Subaru Outback$2,052$270
12Ford Explorer$2,058$276
13GMC Acadia$2,070$288
14Chevrolet Traverse$2,084$302
15Kia Sorento$2,094$312
16Toyota 4Runner$2,112$330
2021 Midsize SUV Average$2,115$333
17Nissan Pathfinder$2,160$378
18Mazda CX-9$2,170$388
19Mitsubishi Outlander Sport$2,178$396
20Toyota Venza$2,194$412
21Toyota Highlander$2,202$420
22Hyundai Santa Fe$2,210$428
23Dodge Durango$2,290$508
24Jeep Grand Cherokee$2,350$568
25Ford Bronco$2,366$584
26Jeep Wrangler$2,392$610
27Jeep Cherokee$2,394$612
28Mitsubishi Outlander PHEV$2,402$620
29Tesla Model Y$2,750$968

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Edge Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Ford Edge.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Ford Edge Insurance Rates by Trim Level
2021 Ford Edge Trim Level Annual Premium Cost Per Month
SE 2WD$1,654$138
SE AWD$1,740$145
SEL 2WD$1,740$145
SEL AWD$1,804$150
Titanium 2WD$1,804$150
ST AWD$1,868$156
Titanium AWD$1,868$156

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Ford Edge for different driver ages.

2021 Ford Edge Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,208$517
17$6,061$505
18$5,526$461
19$4,994$416
20$3,846$321
21$3,668$306
22$3,297$275
23$2,679$223
24$2,548$212
25$2,074$173
30$1,912$159
35$1,826$152
40$1,782$149
45$1,662$139
50$1,570$131
55$1,466$122
60$1,470$123
65$1,572$131
70$1,676$140
75$1,944$162
80$2,386$199

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Edge trim levels.