Ford Escape Car Insurance Calculator

Get instant feedback how seemingly small changes affect the cost of insurance for a Ford Escape. Modify choices like liability limits, policy deductibles, driver age, and policy discounts. Instantly know if the choice you made has a positive or negative impact on rates and exactly why.

The average estimated car insurance premium for a 2024 Ford Escape is $2,138 per year, or about $178 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,138

Cost Per Month

$178

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Escape Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ford Escape.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,138
Average Rate
Your Rate
$2,138

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ford Escape.

The 'Average Rate' is a combined value for all Ford Escape trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Ford Escape is $2,138.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Ford Escape vs. the Small SUV Segment

The table below compares insurance rates for the 2024 Ford Escape against all other models in the small SUV segment. The Ford Escape is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Escape, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Escape.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Ford Escape Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Subaru Crosstrek$1,730-$408
2Chevrolet Trailblazer$1,760-$378
3Kia Soul$1,826-$312
4Nissan Kicks$1,844-$294
5Buick Envision$1,878-$260
6Toyota Corolla Cross$1,888-$250
7Hyundai Venue$1,902-$236
8Mazda CX-5$1,910-$228
9Ford Bronco Sport$1,918-$220
10Volkswagen Tiguan$1,938-$200
11Buick Encore$1,988-$150
12Honda CR-V$1,996-$142
13Volkswagen Taos$2,008-$130
14Kia Niro$2,014-$124
15Honda HR-V$2,040-$98
16Subaru Forester$2,084-$54
17Kia Seltos$2,094-$44
18GMC Terrain$2,096-$42
19Nissan Rogue$2,106-$32
20Hyundai Kona$2,110-$28
21Mazda CX-30$2,114-$24
22Volkswagen ID4$2,124-$14
23Ford Escape$2,138--
2024 Small SUV Average$2,154$16
24Chevrolet Equinox$2,158$20
25Toyota RAV4$2,162$24
26Mazda MX-30$2,172$34
27Hyundai Tucson$2,176$38
28Chevrolet Trax$2,210$72
29Mini Cooper Clubman$2,220$82
30Mini Cooper$2,226$88
31Mitsubishi Eclipse Cross$2,246$108
32Jeep Renegade$2,252$114
33Mitsubishi Outlander$2,280$142
34Kia Sportage$2,294$156
35Hyundai Ioniq 5$2,302$164
36Nissan Ariya$2,304$166
37Fiat 500X$2,310$172
38Mini Cooper Countryman$2,318$180
39Subaru Solterra$2,320$182
40Mazda CX-50$2,326$188
41Toyota bz4X$2,330$192
42Mitsubishi Mirage$2,342$204
43Kia EV6$2,416$278
44Dodge Hornet$2,492$354
45Jeep Compass$2,536$398
46Hyundai Nexo$2,584$446
47Ford Mustang Mach-E$2,742$604

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Escape Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Ford Escape.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Ford Escape Insurance Rates by Trim Level
2024 Ford Escape Trim Level Annual Premium Cost Per Month
Active$2,002$167
ST-Line$2,028$169
ST-Line Hybrid$2,100$175
ST-Line Select$2,118$177
ST-Line Select Hybrid$2,136$178
Platinum Hybrid$2,174$181
Platinum$2,182$182
ST-Line Elite$2,196$183
ST-Line Elite Hybrid$2,214$185
Plug-in Hybrid$2,228$186

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Ford Escape for different driver ages.

2024 Ford Escape Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,730$644
17$7,460$622
18$6,630$553
19$6,058$505
20$4,620$385
21$4,406$367
22$3,936$328
23$3,248$271
24$3,063$255
25$2,482$207
30$2,274$190
35$2,198$183
40$2,138$178
45$2,002$167
50$1,898$158
55$1,772$148
60$1,776$148
65$1,894$158
70$2,058$172
75$2,436$203
80$3,008$251

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Escape trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ford Escape.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ford Escape Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Ford Escape$2,138$178
2023 Ford Escape$2,086$174
2022 Ford Escape$2,102$175
2021 Ford Escape$1,868$156
2020 Ford Escape$1,814$151
2019 Ford Escape$1,862$155
2018 Ford Escape$1,768$147
2017 Ford Escape$1,676$140
2016 Ford Escape$1,588$132
2015 Ford Escape$1,416$118
2014 Ford Escape$1,368$114
2013 Ford Escape$1,432$119

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Escape trim levels for each model year.