2013 Ford Escape Car Insurance Calculator

Find out how choices you make impact car insurance rates for a 2013 Ford Escape. Customize factors such as your location, homeowner status, and credit score to see how rates are affected. Immediately see if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2013 Ford Escape is $1,432 per year, or about $119 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,432

Cost Per Month

$119

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Escape Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Ford Escape.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,432
Average Rate
Your Rate
$1,432

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Ford Escape trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Ford Escape is $1,432.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Ford Escape vs. the Small SUV Segment

The table below compares insurance rates for the 2013 Ford Escape against all other models in the small SUV segment. The Ford Escape is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Escape, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Escape.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Ford Escape Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Scion XB$1,054-$378
2Mini Cooper$1,152-$280
3Hyundai Tucson$1,172-$260
4Honda CR-V$1,180-$252
5Jeep Compass$1,250-$182
6Kia Soul$1,264-$168
7Nissan Cube$1,266-$166
8Mazda CX-5$1,274-$158
9Subaru XV Crosstrek$1,320-$112
10Scion XD$1,332-$100
11Mini Cooper Clubman$1,338-$94
12Buick Encore$1,348-$84
13Kia Sportage$1,362-$70
14Chevrolet Captiva Sport$1,366-$66
2013 Small SUV Average$1,377-$55
15Mini Cooper Countryman$1,382-$50
16Toyota RAV4$1,418-$14
17Suzuki SX4$1,424-$8
18Ford Escape$1,432--
19Nissan Rogue$1,438$6
20Chevrolet Equinox$1,446$14
21Subaru Forester$1,476$44
22Volkswagen Tiguan$1,484$52
23Mitsubishi Outlander$1,498$66
24GMC Terrain$1,504$72
25Mini Cooper Paceman$1,508$76
26Suzuki Grand Vitara$1,516$84
27Nissan Juke$1,522$90
28Jeep Patriot$1,528$96
29Subaru Tribeca$1,532$100
30Ford C-Max$1,534$102

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 Escape Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Ford Escape.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Ford Escape Insurance Rates by Trim Level
2013 Ford Escape Trim Level Annual Premium Cost Per Month
S 2WD$1,340$112
SE 2WD$1,380$115
SE AWD$1,422$119
SEL 2WD$1,422$119
SEL AWD$1,462$122
Titanium 2WD$1,500$125
Titanium AWD$1,500$125

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Ford Escape for different driver ages.

2013 Ford Escape Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,348$446
17$5,103$425
18$4,424$369
19$4,081$340
20$3,085$257
21$2,940$245
22$2,608$217
23$2,188$182
24$2,046$171
25$1,656$138
30$1,508$126
35$1,476$123
40$1,432$119
45$1,350$113
50$1,286$107
55$1,202$100
60$1,204$100
65$1,280$107
70$1,416$118
75$1,702$142
80$2,108$176

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Escape trim levels.