2020 Ford Escape Car Insurance Calculator

Learn and understand how seemingly small changes impact the cost of insurance for a 2020 Ford Escape. Customize rate factors like coverage deductibles, age of the driver, policy discounts, and Escape trim level. Get instant feedback if the option you change raises or lowers your rate.

The average estimated car insurance premium for a 2020 Ford Escape is $1,814 per year, or about $151 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,814

Cost Per Month

$151

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Escape Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Ford Escape.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,814
Average Rate
Your Rate
$1,814

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Ford Escape trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Ford Escape is $1,814.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Ford Escape vs. the Small SUV Segment

The table below compares insurance rates for the 2020 Ford Escape against all other models in the small SUV segment. The Ford Escape is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Escape, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Escape.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Ford Escape Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,580-$234
2Honda CR-V$1,638-$176
3Mazda CX-5$1,658-$156
4Mazda CX-30$1,664-$150
5Ford Ecosport$1,670-$144
6Toyota C-HR$1,676-$138
7Nissan Rogue Sport$1,686-$128
8Buick Envision$1,702-$112
9Chevrolet Trax$1,706-$108
10Nissan Kicks$1,708-$106
11Mitsubishi Eclipse Cross$1,710-$104
12Hyundai Kona$1,714-$100
13Hyundai Tucson$1,718-$96
14Kia Sportage$1,722-$92
15Kia Soul$1,736-$78
16Hyundai Venue$1,738-$76
17Chevrolet Equinox$1,742-$72
18Jeep Compass$1,756-$58
19Volkswagen Tiguan$1,774-$40
20Honda HR-V$1,784-$30
21Subaru Forester$1,792-$22
22Buick Encore$1,802-$12
23Nissan Rogue$1,808-$6
24Ford Escape$1,814--
25Subaru Crosstrek$1,820$6
26GMC Terrain$1,826$12
2020 Small SUV Average$1,835$21
27Fiat 500X$1,886$72
28Jeep Renegade$1,900$86
29Toyota RAV4$1,962$148
30Kia Niro$1,976$162
31Mini Cooper Countryman$2,014$200
32Mini Cooper$2,062$248
33Mitsubishi Mirage$2,092$278
34Chevrolet Bolt$2,100$286
35Mini Cooper Clubman$2,244$430
36Mitsubishi Outlander$2,280$466
37Hyundai Nexo$2,428$614

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Escape Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Ford Escape.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Ford Escape Insurance Rates by Trim Level
2020 Ford Escape Trim Level Annual Premium Cost Per Month
S 2WD$1,686$141
SE 2WD$1,716$143
SE AWD$1,780$148
SE Sport Hybrid 2WD$1,780$148
SE Sport Hybrid 4WD$1,780$148
SEL 2WD$1,780$148
SEL AWD$1,842$154
Titanium Hybrid 2WD$1,902$159
Titanium Hybrid AWD$1,902$159
Titanium AWD$1,964$164

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Ford Escape for different driver ages.

2020 Ford Escape Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,547$546
17$6,323$527
18$5,633$469
19$5,139$428
20$3,924$327
21$3,744$312
22$3,344$279
23$2,751$229
24$2,598$217
25$2,104$175
30$1,930$161
35$1,864$155
40$1,814$151
45$1,698$142
50$1,612$134
55$1,506$126
60$1,510$126
65$1,610$134
70$1,742$145
75$2,062$172
80$2,548$212

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Escape trim levels.