2021 Ford Escape Car Insurance Calculator

Discover how changes to driver risk factors and vehicle options influence insurance rates for a 2021 Ford Escape. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2021 Ford Escape is $1,868 per year, or about $156 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,868

Cost Per Month

$156

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Escape Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Ford Escape.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,868
Average Rate
Your Rate
$1,868

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Ford Escape trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Ford Escape is $1,868.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Ford Escape vs. the Small SUV Segment

The table below compares insurance rates for the 2021 Ford Escape against all other models in the small SUV segment. The Ford Escape is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Escape, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Escape.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Ford Escape Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Mazda CX-3$1,624-$244
2Honda CR-V$1,688-$180
3Mazda CX-5$1,712-$156
4Mazda CX-30$1,714-$154
5Ford Ecosport$1,720-$148
6Toyota C-HR$1,726-$142
7Nissan Rogue Sport$1,736-$132
8Chevrolet Trax$1,744-$124
9Buick Envision$1,756-$112
10Nissan Kicks$1,760-$108
11Hyundai Kona$1,762-$106
12Hyundai Venue$1,768-$100
13Hyundai Tucson$1,770-$98
14Kia Sportage$1,774-$94
15Jeep Compass$1,780-$88
16Kia Soul$1,788-$80
17Mitsubishi Eclipse Cross$1,792-$76
18Chevrolet Equinox$1,794-$74
19Chevrolet Trailblazer$1,804-$64
20Honda HR-V$1,824-$44
21Volkswagen Tiguan$1,830-$38
22Subaru Forester$1,846-$22
23Nissan Rogue$1,864-$4
24Ford Escape$1,868--
25GMC Terrain$1,872$4
26Subaru Crosstrek$1,876$8
27Kia Seltos$1,884$16
2021 Small SUV Average$1,890$22
28Buick Encore$1,914$46
29Volkswagen ID4$1,932$64
30Fiat 500X$1,940$72
31Ford Bronco Sport$1,946$78
32Jeep Renegade$1,956$88
33Toyota RAV4$2,020$152
34Kia Niro$2,032$164
35Mini Cooper Countryman$2,078$210
36Mini Cooper$2,126$258
37Mitsubishi Mirage$2,152$284
38Chevrolet Bolt$2,160$292
39Mini Cooper Clubman$2,310$442
40Mitsubishi Outlander$2,350$482
41Hyundai Nexo$2,504$636

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 Escape Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Ford Escape.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Ford Escape Insurance Rates by Trim Level
2021 Ford Escape Trim Level Annual Premium Cost Per Month
S 2WD$1,738$145
SE 2WD$1,768$147
SE AWD$1,834$153
SE Sport Hybrid 2WD$1,834$153
SE Sport Hybrid 4WD$1,834$153
SEL 2WD$1,834$153
SEL AWD$1,898$158
Titanium Hybrid 2WD$1,962$164
Titanium Hybrid AWD$1,962$164
Titanium AWD$2,028$169

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Ford Escape for different driver ages.

2021 Ford Escape Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,733$561
17$6,509$542
18$5,808$484
19$5,294$441
20$4,047$337
21$3,858$322
22$3,446$287
23$2,835$236
24$2,678$223
25$2,168$181
30$1,988$166
35$1,920$160
40$1,868$156
45$1,748$146
50$1,660$138
55$1,550$129
60$1,556$130
65$1,658$138
70$1,794$150
75$2,120$177
80$2,616$218

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Escape trim levels.