Ford Expedition Car Insurance Calculator

See in real-time how changes to driver risk factors and vehicle options impact car insurance rates for a Ford Expedition. Experiment with coverage deductibles, age of the driver, policy discounts, and trim level options to see the impact on rates. Get instant feedback if the change you make raises or lowers insurance rates and why.

The average estimated car insurance premium for a 2024 Ford Expedition is $2,524 per year, or about $210 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,524

Cost Per Month

$210

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Expedition Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ford Expedition.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,524
Average Rate
Your Rate
$2,524

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ford Expedition.

The 'Average Rate' is a combined value for all Ford Expedition trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Ford Expedition is $2,524.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Ford Expedition vs. the Large SUV Segment

The table below compares insurance rates for the 2024 Ford Expedition against all other models in the large SUV segment. The Ford Expedition is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Expedition, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Expedition.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Ford Expedition Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$2,198-$326
2Chevrolet Suburban$2,324-$200
3Nissan Armada$2,428-$96
4GMC Yukon$2,522-$2
5Ford Expedition$2,524--
2024 Large SUV Average$2,587$63
6Jeep Grand Wagoneer$2,720$196
7GMC Hummer EV$2,728$204
8Jeep Wagoneer$2,912$388
9Toyota Sequoia$2,930$406

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 Expedition Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Ford Expedition.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Ford Expedition Insurance Rates by Trim Level
2024 Ford Expedition Trim Level Annual Premium Cost Per Month
XLT MAX$2,282$190
XLT MAX 4WD$2,332$194
XL STX$2,374$198
Limited MAX$2,402$200
XL STX 4WD$2,410$201
Limited MAX 4WD$2,436$203
XLT$2,446$204
XLT 4WD$2,494$208
King Ranch MAX$2,508$209
Platinum MAX$2,528$211
King Ranch MAX 4WD$2,536$211
Platinum MAX 4WD$2,572$214
Limited$2,578$215
Limited 4WD$2,614$218
Timerline 4WD$2,622$219
King Ranch$2,692$224
Platinum$2,712$226
King Ranch 4WD$2,720$227
Platinum 4WD$2,740$228

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Ford Expedition for different driver ages.

2024 Ford Expedition Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,841$737
17$8,607$717
18$7,792$649
19$7,068$589
20$5,437$453
21$5,190$433
22$4,663$389
23$3,807$317
24$3,612$301
25$2,932$244
30$2,702$225
35$2,590$216
40$2,524$210
45$2,356$196
50$2,228$186
55$2,080$173
60$2,086$174
65$2,222$185
70$2,382$199
75$2,778$232
80$3,416$285

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Expedition trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ford Expedition.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ford Expedition Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Ford Expedition$2,524$210
2023 Ford Expedition$2,346$196
2022 Ford Expedition$2,272$189
2021 Ford Expedition$2,272$189
2020 Ford Expedition$2,204$184
2019 Ford Expedition$2,020$168
2018 Ford Expedition$1,912$159
2017 Ford Expedition$1,896$158
2016 Ford Expedition$1,854$155
2015 Ford Expedition$1,584$132
2014 Ford Expedition$1,570$131
2013 Ford Expedition$1,488$124

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Expedition trim levels for each model year.