2020 Ford Expedition Car Insurance Calculator

Explore and understand how seemingly small changes impact the cost of car insurance for a 2020 Ford Expedition. Experiment with rate factors like homeowner status, credit history, and policy coverages to see how insurance rates are affected. Know immediately how the choices you make impact rates.

The average estimated car insurance premium for a 2020 Ford Expedition is $2,204 per year, or about $184 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,204

Cost Per Month

$184

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Expedition Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2020 Ford Expedition.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,204
Average Rate
Your Rate
$2,204

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2020 Ford Expedition trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2020 Ford Expedition is $2,204.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2020 Ford Expedition vs. the Large SUV Segment

The table below compares insurance rates for the 2020 Ford Expedition against all other models in the large SUV segment. The Ford Expedition is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Expedition, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Expedition.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2020 Ford Expedition Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Tahoe$2,102-$102
2Toyota Sequoia$2,120-$84
2020 Large SUV Average$2,193-$11
3Ford Expedition$2,204--
4Chevrolet Suburban$2,216$12
5Nissan Armada$2,234$30
6GMC Yukon$2,280$76

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2020 Expedition Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2020 Ford Expedition.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2020 Ford Expedition Insurance Rates by Trim Level
2020 Ford Expedition Trim Level Annual Premium Cost Per Month
XL 2WD$2,050$171
Limited 2WD$2,108$176
XL 4WD$2,112$176
XLT 2WD$2,112$176
Limited 4WD$2,168$181
XLT 4WD$2,174$181
King Ranch 2WD$2,298$192
Platinum 2WD$2,298$192
King Ranch 4WD$2,360$197
Platinum 4WD$2,360$197

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2020 Ford Expedition for different driver ages.

2020 Ford Expedition Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,962$664
17$7,708$642
18$6,899$575
19$6,273$523
20$4,798$400
21$4,574$381
22$4,088$341
23$3,346$279
24$3,163$264
25$2,562$214
30$2,348$196
35$2,262$189
40$2,204$184
45$2,058$172
50$1,950$163
55$1,826$152
60$1,832$153
65$1,952$163
70$2,114$176
75$2,500$208
80$3,090$258

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Expedition trim levels.