2014 Ford F150 Car Insurance Calculator

Discover and learn how different driver and vehicle factors affect the cost of insurance for a 2014 Ford F150. Experiment with rate factors like coverage amounts, annual mileage, and vehicle usage to see how insurance rates are affected. Immediately see if your change increases or decreases premiums and why.

The average estimated car insurance premium for a 2014 Ford F150 is $1,504 per year, or about $125 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,504

Cost Per Month

$125

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F150 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Ford F150.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,504
Average Rate
Your Rate
$1,504

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Ford F150 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Ford F150 is $1,504.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Ford F150 vs. the Large Truck Segment

The table below compares insurance rates for the 2014 Ford F150 against all other models in the large truck segment. The Ford F150 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F150, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F150.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Ford F150 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford F150$1,504--
2Nissan Titan$1,568$64
3Ram Truck$1,614$110
2014 Large Truck Average$1,618$114
4Chevrolet Silverado$1,644$140
5GMC Sierra$1,654$150
6Toyota Tundra$1,726$222

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 F150 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Ford F150.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Ford F150 Insurance Rates by Trim Level
2014 Ford F150 Trim Level Annual Premium Cost Per Month
STX Regular Cab 2WD$1,310$109
XL Regular Cab 2WD$1,310$109
XL Super Cab 2WD$1,352$113
XLT Regular Cab 2WD$1,352$113
XL Crew Cab 2WD$1,394$116
XLT Super Cab 2WD$1,394$116
XL Regular Cab 4WD$1,396$116
STX Regular Cab 4WD$1,438$120
STX Super Cab 2WD$1,438$120
XL Super Cab 4WD$1,438$120
XLT Regular Cab 4WD$1,438$120
FX2 Super Cab 2WD$1,480$123
XLT Crew Cab 2WD$1,480$123
XLT Super Cab 4WD$1,494$125
STX Super Cab 4WD$1,514$126
FX2 Crew Cab 2WD$1,522$127
Lariat Crew Cab 2WD$1,522$127
Lariat Super Cab 2WD$1,522$127
FX4 Super Cab 4WD$1,536$128
STX Crew Cab 4WD$1,536$128
XL Crew Cab 4WD$1,536$128
XLT Crew Cab 4WD$1,536$128
Lariat King Ranch 2WD$1,564$130
FX4 Crew Cab 4WD$1,578$132
Lariat Crew Cab 4WD$1,578$132
Lariat Super Cab 4WD$1,578$132
SVT Super Cab Raptor 4WD$1,578$132
Lariat Crew Cab Platinum Edition 2WD$1,604$134
Lariat King Ranch 4WD$1,620$135
SVT Crew Cab Raptor 4WD$1,620$135
Limited Super Cab 2WD$1,646$137
Lariat Crew Cab Platinum Edition 4WD$1,662$139
Limited Crew Cab 4WD$1,662$139

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Ford F150 for different driver ages.

2014 Ford F150 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,607$467
17$5,363$447
18$4,666$389
19$4,297$358
20$3,249$271
21$3,095$258
22$2,748$229
23$2,296$191
24$2,149$179
25$1,740$145
30$1,586$132
35$1,550$129
40$1,504$125
45$1,416$118
50$1,346$112
55$1,258$105
60$1,262$105
65$1,344$112
70$1,480$123
75$1,778$148
80$2,206$184

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F150 trim levels.