2019 Ford F150 Car Insurance Calculator

View in real-time how different factors impact the insurance cost for a 2019 Ford F150. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see if the decisions you make influence insurance rates.

The average estimated car insurance premium for a 2019 Ford F150 is $1,902 per year, or about $159 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,902

Cost Per Month

$159

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F150 Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Ford F150.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,902
Average Rate
Your Rate
$1,902

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Ford F150 trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Ford F150 is $1,902.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Ford F150 vs. the Large Truck Segment

The table below compares insurance rates for the 2019 Ford F150 against all other models in the large truck segment. The Ford F150 is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F150, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F150.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Ford F150 Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford F150$1,902--
2Toyota Tundra$1,944$42
2019 Large Truck Average$2,044$142
3GMC Sierra$2,080$178
4Nissan Titan$2,094$192
5Ram Truck$2,116$214
6Chevrolet Silverado$2,128$226

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 F150 Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Ford F150.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Ford F150 Insurance Rates by Trim Level
2019 Ford F150 Trim Level Annual Premium Cost Per Month
XL Regular Cab 4WD$1,632$136
XL Regular Cab 2WD$1,710$143
XL Super Cab 4WD$1,710$143
XL Crew Cab 4WD$1,768$147
XLT Regular Cab 4WD$1,768$147
XL Super Cab 2WD$1,770$148
XLT Crew Cab 4WD$1,828$152
XLT Super Cab 4WD$1,828$152
XL Crew Cab 2WD$1,846$154
XLT Regular Cab 2WD$1,846$154
Lariat Crew Cab 4WD$1,886$157
Lariat Super Cab 4WD$1,886$157
XLT Crew Cab 2WD$1,906$159
XLT Super Cab 2WD$1,906$159
Raptor Super Cab 4WD$1,946$162
Lariat Crew Cab 2WD$1,966$164
Lariat Super Cab 2WD$1,966$164
King Ranch Crew Cab 4WD$2,004$167
Platinum Crew Cab 4WD$2,004$167
Raptor Crew Cab 4WD$2,004$167
King Ranch Crew Cab 2WD$2,082$174
Platinum Crew Cab 2WD$2,082$174
Limited Crew Cab 4WD$2,166$181
Limited Crew Cab 2WD$2,244$187

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Ford F150 for different driver ages.

2019 Ford F150 Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,933$578
17$6,699$558
18$5,960$497
19$5,433$453
20$4,146$346
21$3,949$329
22$3,528$294
23$2,896$241
24$2,732$228
25$2,214$185
30$2,028$169
35$1,956$163
40$1,902$159
45$1,786$149
50$1,692$141
55$1,582$132
60$1,588$132
65$1,694$141
70$1,838$153
75$2,180$182
80$2,700$225

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F150 trim levels.