Ford F250 Super Duty Car Insurance Calculator

Get instant feedback how the choices you make affect car insurance rates for a Ford F250 Super Duty. Set options like homeowner status, credit history, and policy coverages to find out how each affects rates. Know immediately how much rates change and learn why.

The average estimated car insurance premium for a 2024 Ford F250 Super Duty is $2,816 per year, or about $235 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,816

Cost Per Month

$235

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F250 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ford F250 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,816
Average Rate
Your Rate
$2,816

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ford F250 Super Duty.

The 'Average Rate' is a combined value for all Ford F250 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2024 Ford F250 Super Duty is $2,816.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2024 Ford F250 Super Duty Segment Comparison

The table below compares insurance rates for the 2024 Ford F250 Super Duty against all other models in the heavy duty truck segment. The Ford F250 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F250 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F250 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2024 Ford F250 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 2500 HD$2,384-$432
2GMC Sierra 3500$2,482-$334
3Chevrolet Silverado HD 3500$2,504-$312
4Chevrolet Silverado HD 2500$2,572-$244
5Nissan Titan XD$2,590-$226
2024 Heavy Duty Truck Average$2,694-$122
6Ford F450 Super Duty$2,802-$14
7Ford F250 Super Duty$2,816--
8Ford F350 Super Duty$2,836$20
9Ram Truck 3500$2,964$148
10Ram Truck 2500$2,988$172

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2024 F250 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2024 Ford F250 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2024 Ford F250 Super Duty Insurance Rates by Trim Level
2024 Ford F250 Super Duty Trim Level Annual Premium Cost Per Month
XL Regular Cab$2,580$215
XL Super Cab$2,636$220
XL Regular Cab 4WD$2,648$221
XL Crew Cab$2,670$223
XLT Regular Cab 4WD$2,716$226
XL Crew Cab 4WD$2,724$227
XL Super Cab 4WD$2,738$228
XLT Super Cab 4WD$2,766$231
XLT Crew Cab 4WD$2,798$233
Lariat Super Cab 4WD$2,902$242
Lariat Crew Cab 4WD$2,930$244
King Ranch Crew Cab 4WD$3,054$255
Platinum Crew Cab 4WD$3,062$255
Limited Crew Cab 4WD$3,192$266

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2024 Ford F250 Super Duty for different driver ages.

2024 Ford F250 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$10,132$844
17$9,824$819
18$8,814$735
19$8,011$668
20$6,125$510
21$5,842$487
22$5,228$436
23$4,275$356
24$4,044$337
25$3,274$273
30$3,006$251
35$2,892$241
40$2,816$235
45$2,632$219
50$2,492$208
55$2,326$194
60$2,334$195
65$2,492$208
70$2,696$225
75$3,178$265
80$3,928$327

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F250 Super Duty trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ford F250 Super Duty.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ford F250 Super Duty Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2024 Ford F250 Super Duty$2,816$235
2023 Ford F250 Super Duty$2,750$229
2022 Ford F250 Super Duty$2,542$212
2021 Ford F250 Super Duty$2,542$212
2020 Ford F250 Super Duty$2,472$206
2019 Ford F250 Super Duty$2,404$200
2018 Ford F250 Super Duty$2,286$191
2017 Ford F250 Super Duty$2,248$187
2016 Ford F250 Super Duty$2,004$167
2015 Ford F250 Super Duty$1,898$158
2014 Ford F250 Super Duty$1,928$161
2013 Ford F250 Super Duty$1,776$148

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford F250 Super Duty trim levels for each model year.