2013 Ford F250 Super Duty Car Insurance Calculator

Get real-time feedback how the choices you make affect car insurance rates for a 2013 Ford F250 Super Duty. Experiment with rate factors like policy discounts, vehicle trim level, and driving violations to see how insurance rates are affected. See instantly how much rates change and learn why.

The average estimated car insurance premium for a 2013 Ford F250 Super Duty is $1,776 per year, or about $148 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,776

Cost Per Month

$148

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F250 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Ford F250 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,776
Average Rate
Your Rate
$1,776

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Ford F250 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Ford F250 Super Duty is $1,776.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Ford F250 Super Duty Segment Comparison

The table below compares insurance rates for the 2013 Ford F250 Super Duty against all other models in the heavy duty truck segment. The Ford F250 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F250 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F250 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Ford F250 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 2500 HD$1,550-$226
2Chevrolet Silverado HD 2500$1,568-$208
3Ram Truck 2500$1,676-$100
2013 Heavy Duty Truck Average$1,768-$8
4Ford F250 Super Duty$1,776--
5Ford F450 Super Duty$1,794$18
6GMC Sierra 3500$1,834$58
7Chevrolet Silverado HD 3500$1,864$88
8Ford F350 Super Duty$1,908$132
9Ram Truck 3500$1,946$170

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 F250 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Ford F250 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Ford F250 Super Duty Insurance Rates by Trim Level
2013 Ford F250 Super Duty Trim Level Annual Premium Cost Per Month
XL 2WD$1,574$131
XL Crew Cab 2WD$1,614$135
XL Super Cab 2WD$1,614$135
XL 4WD$1,648$137
XLT 2WD$1,668$139
XLT Super Cab 2WD$1,668$139
XL Crew Cab 4WD$1,702$142
XL Super Cab 4WD$1,702$142
XL 2WD Turbo Diesel$1,706$142
XL Super Cab 2WD Turbo Diesel$1,706$142
XLT Crew Cab 2WD$1,706$142
XLT 4WD$1,740$145
XLT Super Cab 4WD$1,740$145
Lariat Crew Cab 2WD$1,748$146
Lariat Super Cab 2WD$1,748$146
XL Crew Cab 2WD Turbo Diesel$1,748$146
XLT 2WD Turbo Diesel$1,748$146
XLT Super Cab 2WD Turbo Diesel$1,748$146
King Ranch Crew Cab 2WD$1,788$149
Lariat Super Cab 2WD Turbo Diesel$1,788$149
XLT Crew Cab 2WD Turbo Diesel$1,788$149
Lariat Super Cab 4WD$1,808$151
XL 4WD Turbo Diesel$1,808$151
XL Crew Cab 4WD Turbo Diesel$1,808$151
XL Super Cab 4WD Turbo Diesel$1,808$151
XLT 4WD Turbo Diesel$1,808$151
XLT Crew Cab 4WD$1,808$151
Lariat Crew Cab 2WD Turbo Diesel$1,828$152
Lariat Crew Cab 4WD$1,848$154
XLT Crew Cab 4WD Turbo Diesel$1,848$154
XLT Super Cab 4WD Turbo Diesel$1,848$154
King Ranch Crew Cab 2WD Turbo Diesel$1,868$156
King Ranch Crew Cab 4WD$1,888$157
Lariat Crew Cab 4WD Turbo Diesel$1,888$157
Lariat Super Cab 4WD Turbo Diesel$1,888$157
Platinum Crew Cab 4WD$1,888$157
King Ranch Crew Cab 4WD Turbo Diesel$1,956$163
Platinum Crew Cab 4WD Turbo Diesel$1,956$163

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Ford F250 Super Duty for different driver ages.

2013 Ford F250 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$6,686$557
17$6,389$532
18$5,555$463
19$5,111$426
20$3,863$322
21$3,679$307
22$3,256$271
23$2,718$227
24$2,546$212
25$2,056$171
30$1,874$156
35$1,832$153
40$1,776$148
45$1,676$140
50$1,594$133
55$1,486$124
60$1,490$124
65$1,592$133
70$1,758$147
75$2,120$177
80$2,632$219

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F250 Super Duty trim levels.