2014 Ford F250 Super Duty Car Insurance Calculator

Find out how choices you make impact car insurance rates for a 2014 Ford F250 Super Duty. Customize policy discounts, trim level options, driving record, and coverage amounts to learn how each affects rates. Know immediately if the choice you make raises or lowers the cost of insurance.

The average estimated car insurance premium for a 2014 Ford F250 Super Duty is $1,928 per year, or about $161 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,928

Cost Per Month

$161

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F250 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2014 Ford F250 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,928
Average Rate
Your Rate
$1,928

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2014 Ford F250 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2014 Ford F250 Super Duty is $1,928.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2014 Ford F250 Super Duty Segment Comparison

The table below compares insurance rates for the 2014 Ford F250 Super Duty against all other models in the heavy duty truck segment. The Ford F250 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F250 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F250 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2014 Ford F250 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 3500$1,644-$284
2Ford F350 Super Duty$1,686-$242
3Chevrolet Silverado HD 3500$1,692-$236
4Chevrolet Silverado HD 2500$1,742-$186
2014 Heavy Duty Truck Average$1,797-$131
5GMC Sierra 2500 HD$1,818-$110
6Ram Truck 3500$1,870-$58
7Ram Truck 2500$1,878-$50
8Ford F450 Super Duty$1,916-$12
9Ford F250 Super Duty$1,928--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2014 F250 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2014 Ford F250 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2014 Ford F250 Super Duty Insurance Rates by Trim Level
2014 Ford F250 Super Duty Trim Level Annual Premium Cost Per Month
XL 2WD$1,766$147
XL 4WD$1,792$149
XL Super Cab 2WD$1,808$151
XL Super Cab 4WD$1,848$154
XL Crew Cab 2WD$1,850$154
XLT 2WD$1,850$154
XL Crew Cab 4WD$1,890$158
XLT 4WD$1,890$158
XLT Super Cab 4WD$1,890$158
XL 2WD Turbo Diesel$1,892$158
XLT Crew Cab 2WD$1,892$158
XLT Super Cab 2WD$1,892$158
Lariat Crew Cab 2WD$1,932$161
Lariat Super Cab 2WD$1,932$161
XL Crew Cab 2WD Turbo Diesel$1,932$161
XL Super Cab 2WD Turbo Diesel$1,932$161
XLT 2WD Turbo Diesel$1,932$161
XLT Super Cab 2WD Turbo Diesel$1,932$161
Lariat Super Cab 4WD$1,960$163
XL 4WD Turbo Diesel$1,960$163
XL Crew Cab 4WD Turbo Diesel$1,960$163
XL Super Cab 4WD Turbo Diesel$1,960$163
XLT 4WD Turbo Diesel$1,960$163
XLT Crew Cab 4WD$1,960$163
Lariat Super Cab 2WD Turbo Diesel$1,976$165
XLT Crew Cab 2WD Turbo Diesel$1,976$165
Lariat Crew Cab 4WD$2,000$167
XLT Crew Cab 4WD Turbo Diesel$2,000$167
XLT Super Cab 4WD Turbo Diesel$2,000$167
Lariat Crew Cab 2WD Turbo Diesel$2,018$168
Lariat Super Cab 4WD Turbo Diesel$2,044$170
Lariat Crew Cab 4WD Turbo Diesel$2,086$174

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2014 Ford F250 Super Duty for different driver ages.

2014 Ford F250 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,359$613
17$7,022$585
18$6,080$507
19$5,598$467
20$4,218$352
21$4,015$335
22$3,549$296
23$2,960$247
24$2,771$231
25$2,238$187
30$2,036$170
35$1,988$166
40$1,928$161
45$1,822$152
50$1,732$144
55$1,620$135
60$1,624$135
65$1,732$144
70$1,922$160
75$2,328$194
80$2,900$242

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F250 Super Duty trim levels.