2018 Ford F250 Super Duty Car Insurance Calculator

Discover how decisions you make affect car insurance rates for a 2018 Ford F250 Super Duty. Adjust rate factors like credit rating, policy coverages, and liability limits to see how insurance cost is affected. See instantly if your choice raised or lower rates and learn why.

The average estimated car insurance premium for a 2018 Ford F250 Super Duty is $2,286 per year, or about $191 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,286

Cost Per Month

$191

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F250 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Ford F250 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,286
Average Rate
Your Rate
$2,286

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Ford F250 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Ford F250 Super Duty is $2,286.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Ford F250 Super Duty Segment Comparison

The table below compares insurance rates for the 2018 Ford F250 Super Duty against all other models in the heavy duty truck segment. The Ford F250 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F250 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F250 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Ford F250 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Silverado HD 3500$2,116-$170
2GMC Sierra 2500 HD$2,152-$134
3Nissan Titan XD$2,170-$116
4Chevrolet Silverado HD 2500$2,180-$106
5Ford F350 Super Duty$2,244-$42
2018 Heavy Duty Truck Average$2,260-$26
6Ford F250 Super Duty$2,286--
7GMC Sierra 3500$2,292$6
8Ram Truck 2500$2,296$10
9Ram Truck 3500$2,356$70
10Ford F450 Super Duty$2,504$218

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 F250 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Ford F250 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Ford F250 Super Duty Insurance Rates by Trim Level
2018 Ford F250 Super Duty Trim Level Annual Premium Cost Per Month
XL 2WD$2,088$174
XL 2WD Turbo Diesel$2,088$174
XL Crew Cab 2WD$2,144$179
XL Crew Cab 2WD Turbo Diesel$2,144$179
XL Super Cab 2WD$2,144$179
XL Super Cab 2WD Turbo Diesel$2,144$179
XLT 2WD$2,144$179
XLT 2WD Turbo Diesel$2,144$179
XLT Crew Cab 2WD$2,198$183
XLT Crew Cab 2WD Turbo Diesel$2,198$183
XLT Super Cab 2WD$2,198$183
XLT Super Cab 2WD Turbo Diesel$2,198$183
XL Crew Cab 4WD$2,206$184
XL Crew Cab 4WD Turbo Diesel$2,206$184
Lariat Crew Cab 2WD$2,256$188
Lariat Crew Cab 2WD Turbo Diesel$2,256$188
Lariat Super Cab 2WD$2,256$188
Lariat Super Cab 2WD Turbo Diesel$2,256$188
XL 4WD$2,260$188
XL 4WD Turbo Diesel$2,260$188
XL Super Cab 4WD$2,260$188
XL Super Cab 4WD Turbo Diesel$2,260$188
XLT Crew Cab 4WD$2,260$188
XLT Crew Cab 4WD Turbo Diesel$2,260$188
XLT 4WD$2,314$193
XLT 4WD Turbo Diesel$2,314$193
Crew Cab King Ranch 2WD$2,366$197
Crew Cab King Ranch 2WD Turbo Diesel$2,366$197
Crew Cab Platinum 4WD$2,410$201
Crew Cab Platinum 4WD Turbo Diesel$2,410$201
Lariat Super Cab 4WD$2,410$201
Lariat Super Cab 4WD Turbo Diesel$2,410$201
Lariat Crew Cab 4WD$2,466$206
Lariat Crew Cab 4WD Turbo Diesel$2,466$206
XLT Super Cab 4WD$2,466$206
XLT Super Cab 4WD Turbo Diesel$2,466$206
Crew Cab King Ranch 4WD$2,578$215
Crew Cab King Ranch 4WD Turbo Diesel$2,578$215

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Ford F250 Super Duty for different driver ages.

2018 Ford F250 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,706$726
17$8,332$694
18$7,271$606
19$6,665$555
20$5,029$419
21$4,784$399
22$4,236$353
23$3,509$292
24$3,292$274
25$2,654$221
30$2,418$202
35$2,352$196
40$2,286$191
45$2,150$179
50$2,042$170
55$1,910$159
60$1,916$160
65$2,050$171
70$2,264$189
75$2,734$228
80$3,412$284

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F250 Super Duty trim levels.