2022 Ford F250 Super Duty Car Insurance Calculator

Observe in real-time how seemingly small changes affect car insurance rates for a 2022 Ford F250 Super Duty. Fine-tune factors like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if rates increase or decrease and why.

The average estimated car insurance premium for a 2022 Ford F250 Super Duty is $2,542 per year, or about $212 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,542

Cost Per Month

$212

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F250 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2022 Ford F250 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,542
Average Rate
Your Rate
$2,542

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2022 Ford F250 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2022 Ford F250 Super Duty is $2,542.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2022 Ford F250 Super Duty Segment Comparison

The table below compares insurance rates for the 2022 Ford F250 Super Duty against all other models in the heavy duty truck segment. The Ford F250 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F250 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F250 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2022 Ford F250 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford F350 Super Duty$2,320-$222
2Chevrolet Silverado HD 3500$2,328-$214
3Nissan Titan XD$2,398-$144
4GMC Sierra 2500 HD$2,492-$50
5GMC Sierra 3500$2,512-$30
6Ford F250 Super Duty$2,542--
2022 Heavy Duty Truck Average$2,546$4
7Chevrolet Silverado HD 2500$2,552$10
8Ram Truck 2500$2,636$94
9Ford F450 Super Duty$2,810$268
10Ram Truck 3500$2,874$332

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2022 F250 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2022 Ford F250 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2022 Ford F250 Super Duty Insurance Rates by Trim Level
2022 Ford F250 Super Duty Trim Level Annual Premium Cost Per Month
XL Regular Cab$2,320$193
XL Super Cab$2,370$198
XL Regular Cab 4WD$2,382$199
XL Crew Cab$2,394$200
XLT Regular Cab$2,414$201
XL Super Cab 4WD$2,420$202
XL Crew Cab 4WD$2,446$204
XLT Super Cab$2,458$205
XLT Regular Cab 4WD$2,464$205
XLT Crew Cab$2,490$208
XLT Super Cab 4WD$2,502$209
XLT Crew Cab 4WD$2,528$211
Lariat Super Cab$2,540$212
Lariat Crew Cab$2,572$214
Lariat Super Cab 4WD$2,572$214
Lariat Crew Cab 4WD$2,598$217
King Ranch Crew Cab$2,684$224
King Ranch Crew Cab 4WD$2,704$225
Platinum Crew Cab$2,708$226
Platinum Crew Cab 4WD$2,728$227
Limited Crew Cab$2,806$234
Limited Crew Cab 4WD$2,818$235

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2022 Ford F250 Super Duty for different driver ages.

2022 Ford F250 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,554$796
17$9,168$764
18$8,046$671
19$7,363$614
20$5,576$465
21$5,309$442
22$4,711$393
23$3,893$324
24$3,659$305
25$2,952$246
30$2,692$224
35$2,616$218
40$2,542$212
45$2,390$199
50$2,270$189
55$2,122$177
60$2,128$177
65$2,274$190
70$2,498$208
75$3,000$250
80$3,736$311

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F250 Super Duty trim levels.