2013 Ford F350 Super Duty Car Insurance Calculator

Gain insights into how different factors affect the cost of insurance for a 2013 Ford F350 Super Duty. Make changes to factors like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see how much and why your choice impacts rates.

The average estimated car insurance premium for a 2013 Ford F350 Super Duty is $1,908 per year, or about $159 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,908

Cost Per Month

$159

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F350 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2013 Ford F350 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,908
Average Rate
Your Rate
$1,908

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2013 Ford F350 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2013 Ford F350 Super Duty is $1,908.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2013 Ford F350 Super Duty Segment Comparison

The table below compares insurance rates for the 2013 Ford F350 Super Duty against all other models in the heavy duty truck segment. The Ford F350 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F350 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F350 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2013 Ford F350 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 2500 HD$1,550-$358
2Chevrolet Silverado HD 2500$1,568-$340
3Ram Truck 2500$1,676-$232
2013 Heavy Duty Truck Average$1,768-$140
4Ford F250 Super Duty$1,776-$132
5Ford F450 Super Duty$1,794-$114
6GMC Sierra 3500$1,834-$74
7Chevrolet Silverado HD 3500$1,864-$44
8Ford F350 Super Duty$1,908--
9Ram Truck 3500$1,946$38

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2013 F350 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2013 Ford F350 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2013 Ford F350 Super Duty Insurance Rates by Trim Level
2013 Ford F350 Super Duty Trim Level Annual Premium Cost Per Month
Super Cab XL 4WD$1,676$140
XL 4WD$1,676$140
Crew Cab XL 4WD$1,714$143
Super Cab XLT 4WD$1,714$143
XLT 4WD$1,714$143
Crew Cab XL 4WD Turbo Diesel$1,754$146
Crew Cab XLT 4WD$1,754$146
Super Cab XL 4WD Turbo Diesel$1,754$146
XL 4WD Turbo Diesel$1,754$146
Crew Cab Lariat 4WD$1,822$152
Crew Cab XLT 4WD Turbo Diesel$1,822$152
Super Cab Lariat 4WD$1,822$152
Super Cab XLT 4WD Turbo Diesel$1,822$152
XLT 4WD Turbo Diesel$1,822$152
Super Cab XL 2WD$1,880$157
XL 2WD$1,880$157
Crew Cab King Ranch 4WD$1,888$157
Crew Cab Platinum 4WD$1,888$157
Super Cab Lariat 4WD Turbo Diesel$1,888$157
Crew Cab XL 2WD$1,920$160
XLT 2WD$1,920$160
Crew Cab Lariat 4WD Turbo Diesel$1,930$161
Crew Cab King Ranch 4WD Turbo Diesel$1,956$163
Crew Cab Platinum 4WD Turbo Diesel$1,956$163
Crew Cab XLT 2WD$1,962$164
Super Cab XLT 2WD$1,962$164
XL 2WD Turbo Diesel$1,962$164
Crew Cab Lariat 2WD$2,002$167
Crew Cab XL 2WD Turbo Diesel$2,002$167
Super Cab Lariat 2WD$2,002$167
Super Cab XL 2WD Turbo Diesel$2,002$167
Super Cab XLT 2WD Turbo Diesel$2,002$167
XLT 2WD Turbo Diesel$2,002$167
Crew Cab King Ranch 2WD$2,068$172
Crew Cab XLT 2WD Turbo Diesel$2,068$172
Super Cab Lariat 2WD Turbo Diesel$2,068$172
Crew Cab Lariat 2WD Turbo Diesel$2,106$176
Crew Cab Platinum 2WD$2,106$176
Crew Cab King Ranch 2WD Turbo Diesel$2,148$179
Crew Cab Platinum 2WD Turbo Diesel$2,148$179

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2013 Ford F350 Super Duty for different driver ages.

2013 Ford F350 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$7,219$602
17$6,884$574
18$5,957$496
19$5,492$458
20$4,142$345
21$3,946$329
22$3,493$291
23$2,923$244
24$2,738$228
25$2,210$184
30$2,014$168
35$1,968$164
40$1,908$159
45$1,804$150
50$1,716$143
55$1,604$134
60$1,606$134
65$1,710$143
70$1,896$158
75$2,294$191
80$2,848$237

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F350 Super Duty trim levels.