2018 Ford F350 Super Duty Car Insurance Calculator

Gain insights into how different factors impact the insurance cost for a 2018 Ford F350 Super Duty. Modify options like driver's age, policy discounts, and trim level and watch how each affects your rate. Know immediately if the change you make results in cheaper or more expensive car insurance.

The average estimated car insurance premium for a 2018 Ford F350 Super Duty is $2,244 per year, or about $187 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,244

Cost Per Month

$187

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F350 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Ford F350 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,244
Average Rate
Your Rate
$2,244

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Ford F350 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Ford F350 Super Duty is $2,244.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Ford F350 Super Duty Segment Comparison

The table below compares insurance rates for the 2018 Ford F350 Super Duty against all other models in the heavy duty truck segment. The Ford F350 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F350 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F350 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Ford F350 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Silverado HD 3500$2,116-$128
2GMC Sierra 2500 HD$2,152-$92
3Nissan Titan XD$2,170-$74
4Chevrolet Silverado HD 2500$2,180-$64
5Ford F350 Super Duty$2,244--
2018 Heavy Duty Truck Average$2,260$16
6Ford F250 Super Duty$2,286$42
7GMC Sierra 3500$2,292$48
8Ram Truck 2500$2,296$52
9Ram Truck 3500$2,356$112
10Ford F450 Super Duty$2,504$260

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 F350 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Ford F350 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Ford F350 Super Duty Insurance Rates by Trim Level
2018 Ford F350 Super Duty Trim Level Annual Premium Cost Per Month
XL 2WD Turbo Diesel$2,042$170
Crew Cab XL 2WD$2,098$175
Crew Cab XL 2WD Turbo Diesel$2,098$175
Super Cab XL 2WD$2,098$175
Super Cab XL 2WD Turbo Diesel$2,098$175
XLT 2WD$2,098$175
XLT 2WD Turbo Diesel$2,098$175
XL 2WD$2,132$178
XL 4WD$2,150$179
Crew Cab XLT 2WD$2,154$180
Super Cab XLT 2WD$2,154$180
Super Cab XL 4WD$2,188$182
Super Cab XL 4WD Turbo Diesel$2,188$182
Crew Cab XLT 2WD Turbo Diesel$2,192$183
Super Cab XLT 2WD Turbo Diesel$2,192$183
XL 4WD Turbo Diesel$2,216$185
Crew Cab XL 4WD$2,242$187
Crew Cab XL 4WD Turbo Diesel$2,242$187
Super Cab XLT 4WD$2,242$187
Super Cab XLT 4WD Turbo Diesel$2,242$187
XLT 4WD$2,242$187
XLT 4WD Turbo Diesel$2,242$187
Crew Cab Lariat 2WD$2,250$188
Crew Cab Lariat 2WD Turbo Diesel$2,250$188
Super Cab Lariat 2WD$2,250$188
Super Cab Lariat 2WD Turbo Diesel$2,250$188
Crew Cab King Ranch 2WD$2,320$193
Crew Cab XLT 4WD$2,338$195
Crew Cab XLT 4WD Turbo Diesel$2,338$195
Super Cab Lariat 4WD$2,338$195
Super Cab Lariat 4WD Turbo Diesel$2,338$195
Crew Cab King Ranch 2WD Turbo Diesel$2,360$197
Crew Cab Lariat 4WD$2,394$200
Crew Cab Lariat 4WD Turbo Diesel$2,394$200
Crew Cab King Ranch 4WD$2,448$204
Crew Cab King Ranch 4WD Turbo Diesel$2,448$204
Crew Cab Platinum 4WD$2,488$207
Crew Cab Platinum 4WD Turbo Diesel$2,488$207

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Ford F350 Super Duty for different driver ages.

2018 Ford F350 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,373$698
17$8,077$673
18$7,163$597
19$6,522$544
20$4,953$413
21$4,718$393
22$4,197$350
23$3,434$286
24$3,240$270
25$2,616$218
30$2,390$199
35$2,308$192
40$2,244$187
45$2,104$175
50$1,996$166
55$1,862$155
60$1,870$156
65$2,006$167
70$2,190$183
75$2,614$218
80$3,260$272

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F350 Super Duty trim levels.