2019 Ford F350 Super Duty Car Insurance Calculator

Discover how seemingly small changes impact the cost of insurance for a 2019 Ford F350 Super Duty. Customize factors such as your location, homeowner status, and credit score to see how rates are affected. Immediately see if the option you change results in higher or lower rates and learn why.

The average estimated car insurance premium for a 2019 Ford F350 Super Duty is $2,380 per year, or about $198 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,380

Cost Per Month

$198

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F350 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2019 Ford F350 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,380
Average Rate
Your Rate
$2,380

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2019 Ford F350 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Ford F350 Super Duty is $2,380.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Ford F350 Super Duty Segment Comparison

The table below compares insurance rates for the 2019 Ford F350 Super Duty against all other models in the heavy duty truck segment. The Ford F350 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F350 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F350 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Ford F350 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1GMC Sierra 2500 HD$2,176-$204
2Chevrolet Silverado HD 3500$2,214-$166
3Chevrolet Silverado HD 2500$2,216-$164
4Nissan Titan XD$2,232-$148
2019 Heavy Duty Truck Average$2,335-$45
5GMC Sierra 3500$2,372-$8
6Ford F350 Super Duty$2,380--
7Ford F250 Super Duty$2,404$24
8Ram Truck 2500$2,412$32
9Ford F450 Super Duty$2,460$80
10Ram Truck 3500$2,482$102

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 F350 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Ford F350 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Ford F350 Super Duty Insurance Rates by Trim Level
2019 Ford F350 Super Duty Trim Level Annual Premium Cost Per Month
XL 2WD$2,138$178
Crew Cab XL 2WD$2,198$183
Super Cab XL 2WD$2,198$183
XLT 2WD$2,198$183
Crew Cab XLT 2WD$2,258$188
Super Cab XLT 2WD$2,258$188
XL 4WD$2,260$188
Super Cab XL 4WD$2,300$192
XLT 4WD$2,320$193
Crew Cab XL 4WD$2,340$195
Super Cab Lariat 2WD$2,358$197
Super Cab XLT 4WD$2,374$198
Crew Cab Lariat 2WD$2,390$199
Crew Cab King Ranch 2WD$2,436$203
Crew Cab XLT 4WD$2,440$203
Crew Cab Platinum 2WD$2,478$207
Super Cab Lariat 4WD$2,480$207
Crew Cab Lariat 4WD$2,500$208
Crew Cab King Ranch 4WD$2,582$215
Crew Cab Platinum 4WD$2,632$219
Crew Cab Limited 4WD$2,840$237

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Ford F350 Super Duty for different driver ages.

2019 Ford F350 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$8,855$738
17$8,557$713
18$7,617$635
19$6,922$577
20$5,262$439
21$5,006$417
22$4,463$372
23$3,639$303
24$3,435$286
25$2,776$231
30$2,532$211
35$2,446$204
40$2,380$198
45$2,228$186
50$2,112$176
55$1,972$164
60$1,980$165
65$2,126$177
70$2,316$193
75$2,758$230
80$3,440$287

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F350 Super Duty trim levels.