2021 Ford F350 Super Duty Car Insurance Calculator

View in real-time how changes to risk factors and vehicle options impact car insurance rates for a 2021 Ford F350 Super Duty. Modify choices like driver gender, whether you're married or single, the state and city you live in, and homeowner status. Instantly see if the choices you make result in higher or lower insurance rates.

The average estimated car insurance premium for a 2021 Ford F350 Super Duty is $2,530 per year, or about $211 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,530

Cost Per Month

$211

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F350 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2021 Ford F350 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,530
Average Rate
Your Rate
$2,530

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2021 Ford F350 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2021 Ford F350 Super Duty is $2,530.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2021 Ford F350 Super Duty Segment Comparison

The table below compares insurance rates for the 2021 Ford F350 Super Duty against all other models in the heavy duty truck segment. The Ford F350 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F350 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F350 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2021 Ford F350 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Silverado HD 3500$2,352-$178
2Nissan Titan XD$2,358-$172
3GMC Sierra 2500 HD$2,450-$80
4Chevrolet Silverado HD 2500$2,460-$70
2021 Heavy Duty Truck Average$2,501-$29
5GMC Sierra 3500$2,522-$8
6Ford F350 Super Duty$2,530--
7Ford F250 Super Duty$2,542$12
8Ram Truck 2500$2,546$16
9Ford F450 Super Duty$2,622$92
10Ram Truck 3500$2,630$100

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2021 F350 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2021 Ford F350 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2021 Ford F350 Super Duty Insurance Rates by Trim Level
2021 Ford F350 Super Duty Trim Level Annual Premium Cost Per Month
XL 2WD$2,278$190
Crew Cab XL 2WD$2,342$195
Super Cab XL 2WD$2,342$195
XLT 2WD$2,342$195
XL 4WD$2,396$200
Crew Cab XLT 2WD$2,406$201
Super Cab XLT 2WD$2,406$201
Super Cab XL 4WD$2,440$203
XLT 4WD$2,460$205
Crew Cab XL 4WD$2,482$207
Super Cab Lariat 2WD$2,516$210
Super Cab XLT 4WD$2,518$210
Crew Cab Lariat 2WD$2,546$212
Crew Cab XLT 4WD$2,592$216
Crew Cab King Ranch 2WD$2,600$217
Super Cab Lariat 4WD$2,634$220
Crew Cab Platinum 2WD$2,644$220
Crew Cab Lariat 4WD$2,656$221
Crew Cab King Ranch 4WD$2,744$229
Crew Cab Platinum 4WD$2,798$233
Crew Cab Limited 4WD$3,024$252

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2021 Ford F350 Super Duty for different driver ages.

2021 Ford F350 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,365$780
17$9,061$755
18$8,090$674
19$7,346$612
20$5,591$466
21$5,323$444
22$4,748$396
23$3,866$322
24$3,653$304
25$2,950$246
30$2,696$225
35$2,600$217
40$2,530$211
45$2,370$198
50$2,242$187
55$2,096$175
60$2,104$175
65$2,258$188
70$2,452$204
75$2,916$243
80$3,632$303

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F350 Super Duty trim levels.