2018 Ford F450 Super Duty Car Insurance Calculator

Learn in real-time how different risk factors affect the cost of insurance for a 2018 Ford F450 Super Duty. Make changes to factors like coverage deductibles, age of the driver, and policy discounts to learn how each impacts cost. Immediately see how much your choice changes rates and why.

The average estimated car insurance premium for a 2018 Ford F450 Super Duty is $2,504 per year, or about $209 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$2,504

Cost Per Month

$209

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford F450 Super Duty Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a 2018 Ford F450 Super Duty.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$2,504
Average Rate
Your Rate
$2,504

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

The 'Average Rate' is a combined value for all 2018 Ford F450 Super Duty trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2018 Ford F450 Super Duty is $2,504.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2018 Ford F450 Super Duty Segment Comparison

The table below compares insurance rates for the 2018 Ford F450 Super Duty against all other models in the heavy duty truck segment. The Ford F450 Super Duty is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford F450 Super Duty, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford F450 Super Duty.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2018 Ford F450 Super Duty Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Chevrolet Silverado HD 3500$2,116-$388
2GMC Sierra 2500 HD$2,152-$352
3Nissan Titan XD$2,170-$334
4Chevrolet Silverado HD 2500$2,180-$324
5Ford F350 Super Duty$2,244-$260
2018 Heavy Duty Truck Average$2,260-$244
6Ford F250 Super Duty$2,286-$218
7GMC Sierra 3500$2,292-$212
8Ram Truck 2500$2,296-$208
9Ram Truck 3500$2,356-$148
10Ford F450 Super Duty$2,504--

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2018 F450 Super Duty Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2018 Ford F450 Super Duty.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2018 Ford F450 Super Duty Insurance Rates by Trim Level
2018 Ford F450 Super Duty Trim Level Annual Premium Cost Per Month
XL Crew Cab 4WD Turbo Diesel$2,360$197
XLT Crew Cab 4WD Turbo Diesel$2,416$201
Lariat Crew Cab 4WD Turbo Diesel$2,528$211
King Ranch Crew Cab 4WD Turbo Diesel$2,582$215
Platinum Crew Cab 4WD Turbo Diesel$2,638$220

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2018 Ford F450 Super Duty for different driver ages.

2018 Ford F450 Super Duty Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$9,152$763
17$8,896$741
18$8,019$668
19$7,254$605
20$5,540$462
21$5,277$440
22$4,716$393
23$3,812$318
24$3,614$301
25$2,924$244
30$2,676$223
35$2,566$214
40$2,504$209
45$2,334$195
50$2,206$184
55$2,066$172
60$2,074$173
65$2,226$186
70$2,404$200
75$2,840$237
80$3,532$294

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford F450 Super Duty trim levels.