Ford Fiesta Car Insurance Calculator

Get real-time feedback how changes to different risk factors impact the cost of car insurance for a Ford Fiesta. Experiment with trim level options, driving record, policy coverages, and annual miles driven to see the impact on rates. Instantly see how much rates change and learn exactly why.

The average estimated car insurance premium for a 2019 Ford Fiesta is $1,546 per year, or about $129 per month. This is based on a 40-year-old male driver with no prior driving violations or at-fault accidents. Comprehensive and collision deductibles are $500 and Uninsured and Underinsured Motorist (UM/UIM) coverage is included.

Annual Premium

$1,546

Cost Per Month

$129

The Annual Premium and Cost Per Month change instantly as you adjust calculator options.

If you change a factor that results in a higher insurance cost, the rates turn red. If you adjust a factor that saves money, the rates turn green. For a detailed explanation of each rate change, click the blue button above.

Quick Guide to Using the Insurance Rate Calculator

  1. Update Options: Adjust any settings in the form below.
  2. Observe Rate Changes: Watch how the Annual Premium at the bottom of the page changes.
  3. Get Detailed Insights: Click the blue up arrow button for an explanation of the rate change.

Key Features:

Ford Fiesta Options

Driver Options

Insurability Factors

Policy Coverages

Calculated vs. Average Rate

Discover how your personalized car insurance rate compares to the average annual premium for a Ford Fiesta.

As you adjust the calculator settings, the 'Your Rate' value dynamically shifts left or right on the rate range bar. This movement visually demonstrates how your rate compares to the typical insurance cost for this vehicle model.

For continuous comparison while you explore different settings, you have the option to pin this rate range bar to the bottom of your screen.

$1,546
Average Rate
Your Rate
$1,546

The 'Average Rate' is calculated based on default options for a typical driver profile: a 40-year-old married male with good credit, no prior accidents or violations, current car insurance coverage, and homeownership. The coverage includes collision and comprehensive coverage with $500 deductibles, liability limits of 100/300/100, and includes Uninsured/Underinsured Motorist and Medical Payments coverages.

Changing the Model Year option in the calculator will reset the Average Rate to the average cost to insure that specific model year Ford Fiesta.

The 'Average Rate' is a combined value for all Ford Fiesta trim levels.

Insurance Rate Analysis

Your personalized insurance analysis will appear below after modifying any options in the calculator settings above.

Based on the default settings in the calculator options, the annual premium for a 2019 Ford Fiesta is $1,546.

After making any changes in the calculator settings, this section will explain the choices that have a positive effect on either rates or coverage, as well as those that have a negative effect.

Factors That Favorably Influence Your Rates and Coverage

There are many things that have a positive effect on your rates, like being a mature driver, being married, having great credit, owning your home, and more.

Once you've fine-tuned the settings in our calculator, this section will provide an analysis of all the factors that have contributed to reducing your rates or improving your coverage options.

Factors That Could Increase Rates or Result in Coverage Gaps

Certain circumstances may lead to higher insurance rates or potential gaps in your coverage. These include life events such as being involved in at-fault accidents, incurring driving violations, experiencing lapses in coverage, or simply being a younger driver. While not all of these factors are within your control, many can be managed to mitigate their impact.

As you adjust the settings in our calculator, this section will detail and explain all the factors that have contributed to higher rates or reduced levels of coverage.

2019 Ford Fiesta vs. the Small Car Segment

The table below compares insurance rates for the 2019 Ford Fiesta against all other models in the small car segment. The Ford Fiesta is highlighted in light orange, and the segment's average insurance rate is in light blue.

Annual Premium values in the table are based on the current selections in the rate calculator settings.

The Difference column indicates the annual premium variance between each model shown and the Ford Fiesta, with green values denoting cheaper rates and red values indicating more expensive rates compared to the Ford Fiesta.

After choosing a vehicle trim level in the calculator options, the rates shown will reflect your choice.

2019 Ford Fiesta Segment Insurance Cost Comparison
Rank Make and Model Annual Premium Difference
1Ford Fiesta$1,546--
2Honda Fit$1,548$2
3Toyota Corolla$1,552$6
4Fiat 500$1,560$14
5Fiat 500L$1,650$104
6Chevrolet Spark$1,664$118
7Volkswagen Golf$1,678$132
8Fiat 124 Spider$1,688$142
9Hyundai Accent$1,690$144
10Toyota Yaris$1,694$148
11Smart Fortwo$1,700$154
12Subaru Impreza$1,704$158
13Mazda 3$1,724$178
14Honda Civic$1,812$266
15Fiat 500E$1,822$276
16Nissan Sentra$1,842$296
17Nissan Versa$1,852$306
2019 Small Car Average$1,859$313
18Kia Forte$1,862$316
19Hyundai Veloster$1,868$322
20Volkswagen Beetle$1,900$354
21Kia Rio$1,934$388
22Toyota Prius$1,950$404
23Honda Clarity$1,972$426
24Chevrolet Sonic$1,994$448
25Volkswagen GTI$2,000$454
26Hyundai Ioniq$2,016$470
27Chevrolet Cruze$2,036$490
28Chevrolet Volt$2,056$510
29Hyundai Elantra$2,096$550
30Volkswagen Jetta$2,144$598
31Volkswagen E-Golf$2,154$608
32Toyota 86$2,270$724
33Toyota Mirai$2,378$832

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all trim levels for each model.

2019 Fiesta Insurance Rates by Trim Level

The table below shows insurance rates for all trim levels available for the 2019 Ford Fiesta.

Annual Premium and Cost Per Month values show in the table are based on the current selections in the rate calculator settings. After setting the trim level option in the calculator settings, it will be highlighted in the table.

2019 Ford Fiesta Insurance Rates by Trim Level
2019 Ford Fiesta Trim Level Annual Premium Cost Per Month
S Hatchback$1,500$125
S Sedan$1,500$125
SE Hatchback$1,500$125
SE Sedan$1,500$125
ST Line Hatchback$1,576$131
ST Hatchback$1,696$141

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included.

Insurance Rates by Driver Age

The table below shows average car insurance rates for the 2019 Ford Fiesta for different driver ages.

2019 Ford Fiesta Insurance Cost for Drivers Aged 16 to 80
Driver Age Annual Premium Cost Per Month
16$5,629$469
17$5,371$448
18$4,662$389
19$4,314$360
20$3,275$273
21$3,125$260
22$2,778$232
23$2,350$196
24$2,195$183
25$1,782$149
30$1,632$136
35$1,592$133
40$1,546$129
45$1,456$121
50$1,388$116
55$1,294$108
60$1,296$108
65$1,372$114
70$1,512$126
75$1,810$151
80$2,224$185

Data Methodology: Rated driver is male and has no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500. Uninsured Motorist (UM), Underinsured Motorist (UIM) and medical payments coverages are included. Drivers under the age of 25 are considered single, while drivers 25 and over are rated as married. Annual premium is averaged for all Ford Fiesta trim levels.

Average Rates by Model Year

The table below shows average car insurance rates for different model years of the Ford Fiesta.

These values do not change with the calculator settings. These rates provide a "base average rate" to compare your calculated rate to, and the highlighted row indicates the currently selected model year.

Changing the calculator settings will cause your rate to move higher or lower than the average annual premium.

If the calculated 'Annual Premium' shown at the bottom of your screen is higher than the highlighted annual premium in the table, refer to the insurance analysis section to find out what factors might be causing the increase.

Average Ford Fiesta Insurance Rates by Model Year
Model Year and Vehicle Annual Premium Cost Per Month
2019 Ford Fiesta$1,546$129
2018 Ford Fiesta$1,496$125
2017 Ford Fiesta$1,452$121
2016 Ford Fiesta$1,408$117
2015 Ford Fiesta$1,316$110
2014 Ford Fiesta$1,290$108
2013 Ford Fiesta$1,262$105

Data Methodology: Rated driver is a 40-year-old married male with no driving violations or at-fault accidents in the prior three years. Comprehensive and collision deductibles are $500 and UM/UIM and medical payments coverages are included. Premiums are averaged for all Ford Fiesta trim levels for each model year.